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Last Updated: 04/18/2025

City National Bank Home Equity Loans

from City National Bank of Texas

Last Updated: 04/18/2025

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Highlights

Credit Score Range

600 - 850

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

N/A

City National Bank Home Equity Loans Review

City National Bank Home Equity Loans is offered by City National Bank of Texas (NMLS #429921), a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Home Equity Loans are available in 1 state.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for City National Bank Home Equity Loans.

City National Bank Home Equity Loans Pros & Cons

Pros

Cons

No prepayment penalty.
Considers applicants with fair credit.

Charges an origination fee.
No co-sign option available.
Only available in 1 state.

City National Bank Home Equity Loans FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does City National Bank Home Equity Loans charge for a home equity loan?

City National Bank Home Equity Loans may charge a loan origination fee

What types of property can you use as security for a home equity loan with City National Bank Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. City National Bank Home Equity Loans will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is City National Bank of Texas a legit company?

City National Bank of Texas was founded in 1889, it is a well-established company that has been in business for 137 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from City National Bank Home Equity Loans

Home equity loans allow you to borrow against the equity in your home for home improvement, debt consolidation or major purchases. Simply apply online or visit any location to visit with a loan officer for loan options. Dream bigger with the help and flexibility of our home equity loans.

Contact

Headquarters

201 Connally Street

Sulphur Springs, TX 75482

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100

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