Is Walmart MoneyCard Account the right fit for you?
Last Updated: 01/21/2026
SuperMoney User Recommendation Score +59
Strongly recommended17 total votes
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Highlights
Community Rating
Strongly recommended
Welcome Offer
N/A
Cashback Rewards
1% - 3%
APY (Annual Percentage Yield)
Up to 2%(Verified 06/21/2024)
Monthly Service Fee
$5.94(Verified 01/21/2026)
Number of Reviews
Walmart MoneyCard Account Review
The Walmart MoneyCard Account is offered by Green Dot Bank, a bank founded in 1999 and based in Pasadena, CA. Walmart MoneyCard is available in 50 states and Washington, DC.
Key Takeaways
- Up to 3% cash back. Walmart MoneyCard Account offers rewards on purchases (see terms and conditions here for full details).
- Up to 2% annual percentage yield (APY). This account offers an annual percentage yield of up to 2%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $1.
- Charges a monthly fee. This account charges a monthly fee of $5.94.
- Small minimum initial deposit. You only need $1 to open an account.
Walmart MoneyCard Pros & Cons
| Pros | Cons |
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Walmart MoneyCard FAQ
Are checking accounts from Green Dot Bank federally insured?
No, your Green Dot Bank checking accounts are not insured by a federal insurance agency. This means that if Green Dot Bank were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Walmart MoneyCard offer?
Walmart MoneyCard offers an APY up to 2% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Walmart MoneyCard?
Walmart MoneyCard requires a minimum initial deposit of $1.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Walmart MoneyCard charge?
This account charges a monthly maintenance fee each statement cycle of $5.94.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $5.94 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Walmart MoneyCard offer?
This account includes the following features:
What is the customer support email for Walmart MoneyCard?
The customer support email for Walmart MoneyCard is info@greendot.com.
How do people rate the customer service and user experience of Walmart MoneyCard?
Overall, Walmart MoneyCard is strongly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Other Services by Green Dot Bank
Other Checking Accounts from Green Dot Bank
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Bonus Offer
N/A
Cashback Rewards
Up to 7.0%
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APY (Annual Percentage Yield)
Up to 4.5%
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Monthly Service Fee
$0 - $5
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +59, or 4.2 on a 5-point rating scale.
+59
-1000+100
No one recommends
Everyone recommends
Walmart MoneyCard Account Community Reviews
Would you recommend Walmart MoneyCard Account to your friends?
CH
Crista H.
Dec 29, 2024
May or may not recommend
Fast and straightforward, friendly and helpful customer service via telephone. Strongly reccomend
CA
Cody A.
Mar 14, 2024
May or may not recommend
This was a great card for me to have when I was employed at Walmart my entire ten years. The cash back rewards is great and it was convenient because it was useful at any Walmart you visited.
SJ
Shamim J.
Feb 20, 2024
May or may not recommend
The Walmart MoneyCard offers a great range of benefits, from avoiding bank queues to earning cashback on Walmart.com purchases and even enabling cryptocurrency investments through Paxful. The mobile app feature for checking balances and transactions adds an extra layer of convenience. It's indeed a versatile option for managing finances effectively. The Walmart MoneyCard seems to offer a comprehensive banking solution with features like cash back percentages, overdraft protection, and convenient ...Show More
BM
Brittani M.
Dec 29, 2023
May or may not recommend
Walmart Money Card makes banking super easy and reliable. They have great features like the cash back percentages and overdraft protection up to $200. I like it because of the deposit methods and transfers that can be made from one account to another. I shop at Walmart regularly so this card is a great one to have.
BK
Bia K.
Dec 10, 2023
May or may not recommend
The only reason I recommend this card to others is because I am a regular shopper of Walmart. it is great for doing groceries. it also gives rewards online and in-store. so its a great card to do small groceries and shopping for daily purpose. The minimum limit of the card is $1 which is very convenient for daily use. I use it for small shopping so its not a ...Show More
Collins T.
Nov 15, 2023
May or may not recommend
I would give Walmart MoneyCard a 2-star rating. While the card offers cash back rewards for frequent Walmart shoppers and fast payment options, the poor customer satisfaction ratings and fees associated with ATM withdrawals and cash reloads are major drawbacks. The mobile app is user-friendly and easy to navigate
JW
Janet W.
Nov 8, 2023
May or may not recommend
The Walmart MoneyCard Account offers convenient and secure banking services. With features like direct deposit, mobile banking, and no overdraft fees, it's a reliable option for managing your finances.
Syed Muhammad S.
Nov 7, 2023
May or may not recommend
The Walmart MoneyCard functions as a prepaid debit card that allows users to load funds onto the card for everyday spending. It can be used anywhere debit cards are accepted, including online purchases, in-store shopping, and ATM withdrawals.
Ka P.
Nov 1, 2023
May or may not recommend
You would think that since it's called the Walmart money card that maybe you could at least reload your card at Walmart for free. Nope,.$3 fee.. plus no cash back rewards... There are so many other prepaid cards that are better..
MG
Marissa G.
Nov 1, 2023
May or may not recommend
I had a wonderful time using Walmart Moneycard. There was no credit check required to open an account. I’ve also gotten cash back for making Walmart purchases. The mobile app also allows me to check my balance and view my transactions using my phone.
Marissa
Oct 24, 2023
May or may not recommend
Personally, with walmart moneycard, I've encountered a lot of issues with its fee structure. Money fees, reload fees, etc. I've also had trouble with customer service waiting for a long time before getting responses during issues. This was extremely frustrating, and I've since moved away from Walmart as an entirety.
GF
Gabriel F.
Oct 8, 2023
May or may not recommend
"The Walmart MoneyCard has truly simplified my financial life. With the ease of loading money, I can avoid bank queues. What I appreciate most is the 3% Cashback I get when shopping on Walmart.com—it's like a bonus every time I shop there.
Another perk is the ability to buy Bitcoin on Paxful with my card, making it convenient to invest in cryptocurrencies. The mobile app is my go-to for checking ...Show More
Ariana H.
Jul 14, 2023
May or may not recommend
If you frequently shop at Walmart I would definitely recommend this card. Easy to use through the app, and great cash back rewards!
ED
Emily D.
Jul 10, 2023
May or may not recommend
For those embarking on their financial journey, a reliable and accessible banking service can be a game-changer. Walmart MoneyCard's checking account service is tailored to meet the needs of individuals starting out on their financial path. With a user-friendly interface and a host of beneficial features, this service empowers beginners to take control of their finances with ease. In this review, we will delve into the advantages of the Walmart ...Show More
Turbomarketing
Jul 8, 2023
May or may not recommend
Last Christmas, I decided to give the Walmart MoneyCard a try, and my experience was a mix of positives and negatives. On the positive side, I enjoyed the convenience of cash back rewards and having overdraft coverage. However, I was disappointed by the additional fees that started to add up over time. It's important for others to be aware of both the perks and drawbacks before deciding if this card ...Show More
AH
Arizona H.
May 31, 2023
May or may not recommend
Trusted and secure checking account I really appreciate this
HS
Hannah S.
Apr 19, 2023
May or may not recommend
This was one of the first cards that I applied for when I started my banking journey as a young adult! The website is user friendly, and made banking so easy when I was first learning. There is a small fee to load cash onto the card, which is something I do wish was different.
Showing 17 of 17 reviews
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