Altura Credit Union Checking Account
in Checking Accounts from Altura Credit Union
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| Monthly Fee | $0 - $25 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% - 0.05% |
Altura Credit Union Checking Account Review
Altura Credit Union Checking Account is offered by Altura Credit Union, a credit union founded in 1957 and based in Riverside, CA. Altura Credit Union Checking Account is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only .05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $25.
- $50 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- Free bill pay. Pay your bills to practically anyone in the United States through Altura Credit Union.
- Hard credit pull. Altura Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
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Are checking accounts from Altura Credit Union federally insured?
No, your Altura Credit Union checking accounts are not insured by a federal insurance agency. This means that if Altura Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Altura Credit Union Checking Account offer?
Altura Credit Union Checking Account offers an APY starting at 0% and ranging up to .05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - .05% |
What are the account minimums for Altura Credit Union Checking Account?
Altura Credit Union Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Altura Credit Union Checking Account charge?
This account charges a monthly maintenance fee of up to $25.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Check Copy | N/A |
| Check Image Service | N/A |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $20 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $25 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $29 |
| Overdraft Protection Fee (per transfer) | $7.50 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $40 |
| Stop Payment Fee | $29 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2 |
What features and perks does Altura Credit Union Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Contact
- Headquarters
-
2847 Campus Parkway
Riverside, CA 92507 USA - (888) 883-7228
- Visit Site
About Altura Credit Union Checking Account
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