Altura Credit Union Ascend Checking Account
in Checking Accounts from Altura Credit Union
UnaffiliatedAltura Credit Union Ascend Checking Account
in Checking Accounts from Altura Credit Union
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.05% - 0.2% |
Altura Credit Union Ascend Checking Account Review
Altura Credit Union Ascend Checking Account is offered by Altura Credit Union, a credit union founded in 1957 and based in Riverside, CA. Altura Credit Union Ascend Checking Account is available in 1 state across the USA.
- Higher than average APY. Altura Credit Union Ascend Checking Account has an annual percentage yield of up to 0.2%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $10000.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Bill pay. Pay your bills to practically anyone in the United States through Altura Credit Union.
| Pros | Cons |
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Are checking accounts from Altura Credit Union federally insured?
No, your Altura Credit Union checking accounts are not insured by a federal insurance agency. This means that if Altura Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Altura Ascend checking offer?
Altura Ascend checking offers an APY starting at 0.05% and ranging up to 0.2% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $10000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.2% |
What are the account minimums for Altura Ascend checking?
Altura Ascend checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
| APY Minimum Balance | $10,000 |
What fees does Altura Ascend checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $20 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $29 |
| Overdraft Protection Fee (per transfer) | $7.50 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $40 |
| Stop Payment Fee | $29 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2 |
Does Altura Ascend checking charge overdraft fees?
Yes, Altura Ascend checking charges a $29 fee for every overdraft.Altura Ascend checking offers overdraft protection at a cost of $7.50 per transaction.
What features and perks does Altura Ascend checking offer?
This account includes the following features:
- Fraud monitoring - Altura Ascend checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Altura Ascend checking allows you to manage your money online or with a mobile app.
Contact
- Headquarters
-
2847 Campus Parkway
Riverside, CA 92507 - (888) 883-7228
- Visit Site
About Altura Credit Union Ascend Checking Account
Availability
Feature Breakdown
| APY Minimum Balance | $10,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | $0 |
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