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Last Updated: 01/21/2026

AMBRAW FCU Share Draft Checking Account

from AMBRAW Federal Credit Union

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 user recommends

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Highlights

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

0.10%(Verified 06/21/2024)

Monthly Maintenance Fee

$0(Verified 01/21/2026)

AMBRAW FCU Share Draft Checking Account Review

The AMBRAW FCU Share Draft Checking Account is offered by AMBRAW Federal Credit Union, a credit union founded in 1936 and based in Lawrenceville, IL. AMBRAW FCU Share Draft Checking Account is available in 50 states and Washington, DC.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.10% .
No monthly maintenance fees. This account does not charge any monthly account fees.
Small minimum initial deposit. You only need $10.00 to open an account.

AMBRAW FCU Share Draft Checking Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Dividend-yielding account.
Insured by NCUA.
Access to physical branches.

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card

AMBRAW FCU Share Draft Checking Account FAQ

Are checking accounts from AMBRAW Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does AMBRAW FCU Share Draft Checking Account offer?

AMBRAW FCU Share Draft Checking Account Rates & Terms

Description

APY (Annual Percentage Yield)

0.10%

AMBRAW FCU Share Draft Checking Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.00.

What are the account minimums for AMBRAW FCU Share Draft Checking Account?

AMBRAW FCU Share Draft Checking Account requires a minimum initial deposit of $10.00.

AMBRAW FCU Share Draft Checking Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$0.00

Minimum Balance to Earn APY

$500.00

Minimum Opening Deposit

$10.00

What fees does AMBRAW FCU Share Draft Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

AMBRAW FCU Share Draft Checking Account Fees

Description

Monthly Maintenance Fee

$0.00

What features and perks does AMBRAW FCU Share Draft Checking Account offer?

This account includes the following features:

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2300 Lexington Ave

Lawrenceville, IL 62439

(618) 943-2913

Visit Site

Hours of Operation

SundayClosedMonday8:30AM - 4:00PMTuesday8:30AM - 4:00PMWednesday8:30AM - 12:30PMThursday8:30AM - 4:00PMFriday8:30AM - 5:00PMSaturday9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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AMBRAW FCU Share Draft Checking Account Community Reviews

Would you recommend AMBRAW FCU Share Draft Checking Account to your friends?

Aleeza M.

Jan 5, 2024

May or may not recommend

Ambraw Federal Credit Union is a wonderful banking union. The staff are very courteous and friendly, they are ready and always willing to give a hand. The application process was not too bad, as far as the things go. This was my first bank, although I no longer bank here. The only reason this Credit Union ever lost me business was because I moved away. The staff were always solving ...Show More

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