American Airlines Federal Credit Union Flagship Checking Review

American Airlines Federal Credit Union Flagship Checking is offered by American Airlines Federal Credit Union, a credit union founded in 1936 and based in Fort Worth, TX. American Airlines Federal Credit Union Flagship Checking is available in 50 states (and Washington, DC).

• $100 Signup Bonus. Open a new account and you can get up to $100 if you deposit a minimum of $25 (see terms and conditions for more details).
• Low APY. The maximum annual percentage yield for this account is only 0.5%.
• Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.75, but the fee is waived if you keep a minimum balance of $750.
• No ATM fees. American Airlines Federal Credit Union Flagship Checking does not charge fees on ATM transactions.
• ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
• Free bill pay. Pay your bills to practically anyone in the United States through American Airlines Federal Credit Union.
• Hard credit pull. American Airlines Federal Credit Union may require a hard pull on your credit report to open a checking account.

Are checking accounts from American Airlines Federal Credit Union federally insured?

Yes, your American Airlines Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does American Airlines Federal Credit Union Flagship Checking offer?

American Airlines Federal Credit Union Flagship Checking offers an APY of 0.5% (APY stands for annual percentage yield, rates may change).

What are the account minimums for American Airlines Federal Credit Union Flagship Checking?

American Airlines Federal Credit Union Flagship Checking does not require a minimum initial deposit.

What fees does American Airlines Federal Credit Union Flagship Checking charge?

The good news is that this account does not have a monthly service charge.

What features and perks does American Airlines Federal Credit Union Flagship Checking offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $25.
• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - American Airlines Federal Credit Union Flagship Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - American Airlines Federal Credit Union Flagship Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.