American Airlines Federal Credit Union Flagship Checking Review

American Airlines Federal Credit Union Flagship Checking is offered by American Airlines Credit Union, a credit union founded in 1936 and based in Fort Worth, TX. American Airlines Federal Credit Union Flagship Checking is available in 50 states (and Washington, DC).

• Higher than average APY. American Airlines Federal Credit Union Flagship Checking has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $750.
• $0 monthly Service Charge available. This account charges a monthly service fee of up to $5.75, but the fee is waived if you keep a minimum balance of $750.
• No minimum initial deposit. There is no minimum balance required to open an account.
• No ATM fees. American Airlines Federal Credit Union Flagship Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
• ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through American Airlines Credit Union.

Are checking accounts from American Airlines Credit Union federally insured?

Yes, your American Airlines Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does American Airlines checking account offer?

American Airlines checking account offers an APY of 0.30% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $750.

What are the account minimums for American Airlines checking account?

American Airlines checking account does not require a minimum initial deposit.

What fees does American Airlines checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does American Airlines checking account charge overdraft fees?

American Airlines checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does American Airlines checking account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - American Airlines checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - American Airlines checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for American Airlines checking account?

The customer support email for American Airlines checking account is cuaccess@aacreditunion.org.

How do people rate the customer service and user experience of American Airlines checking account?

Overall, American Airlines checking account is mostly recommended based on community reviews that rate customer service and user experience.