SuperMoney
  American Airlines FCU Flagship Checking
American Airlines FCU Flagship Checking
in Checking Accounts from American Airlines Credit Union · Insured by NCUA
Unaffiliated

American Airlines FCU Flagship Checking

Unaffiliated
in Checking Accounts from American Airlines Credit Union · Insured by NCUA
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Explore a similar product
Try this top product in Checking Accounts.
U.S. Bank Smartly™ Checking
U.S. Bank Smartly™ Checking 11 reviews
Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.25%
(Verified 08/09/2022)
Monthly Fee $0 - $5.75
Minimum Balance to Avoid Monthly Fee Starting at $750

American Airlines FCU Flagship Checking Review

American Airlines FCU Flagship Checking is offered by American Airlines Credit Union, a credit union founded in 1936 and based in Fort Worth, TX. American Airlines FCU Flagship Checking are available in 50 states (and Washington, DC).

Key Takeaways

  • Bonus offer. Open a new account and you can get $25 with required activities. Minimum deposit of $25 required to be eligible for a signup bonus (see terms and conditions for more details).
  • Higher than average APY. American Airlines FCU Flagship Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $750.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $5.75, but the fee is waived if you keep a minimum balance of $750.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. American Airlines FCU Flagship Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through American Airlines Credit Union.

American Airlines checking account Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Offers a $25 bonus offer.
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

American Airlines checking account FAQ

Are checking accounts from American Airlines Credit Union federally insured?

Yes, your American Airlines Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does American Airlines checking account offer?

American Airlines FCU Flagship Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.25%

American Airlines checking account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $750.

What are the account minimums for American Airlines checking account?

American Airlines checking account does not require a minimum initial deposit.

American Airlines FCU Flagship Checking Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $750
Minimum Balance to Earn APY $750

What fees does American Airlines checking account charge?

The good news is that this account does not have a monthly Service Charge.

American Airlines FCU Flagship Checking Fees
Description
Monthly Fee $0 - $5.75
ATM Fee: In-Network $2
ATM Fee: Out-of-Network Starting at $2
Bank Teller Fee $2
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $35
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $0

Does American Airlines checking account charge overdraft fees?

Yes, American Airlines checking account charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.

What features and perks does American Airlines checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - American Airlines checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - American Airlines checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for American Airlines checking account?

The customer support email for American Airlines checking account is cuaccess@aacreditunion.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From American Airlines checking account

Flagship Checking ---- Our premium checking account experience is perfect for members who carry a higher balance and are looking for additional value. Enjoy a premium checking experience, including fee rebates, our highest spending and deposit limits as well as the chance to earn Connection PointsTM when paired with our Visa® Platinum Rewards Credit Card.

 

 

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $750
Minimum Balance to Earn APY $750
Monthly Fee $0 - $5.75
ATM Fee: In-Network $2
ATM Fee: Out-of-Network Starting at $2
Bank Teller Fee $2
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $35
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
Signup Bonus Starting at $25
Signup Deposit Requirement $25
APY (Annual Percentage Yield) 0.25%
(Verified 08/09/2022)

American Airlines FCU Flagship Checking Community Reviews

 

Would you recommend American Airlines FCU Flagship Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Checking Accounts