American Airlines Federal Credit Union Checking Account Review

Where is American Airlines Federal Credit Union Checking Account available?

American Airlines Federal Credit Union is a credit union based in Fort Worth, TX. It was founded in 1936 and offers banking services in 50 states (and Washington, DC).

Is American Airlines Federal Credit Union Checking Account insured by the FDIC?

American Airlines Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if American Airlines Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does American Airlines Federal Credit Union offer?

American Airlines Federal Credit Union Checking Account offers an APY starting at 0.5% and ranging up to 2.27% (APY stands for annual percentage yield, rates may change).

American Airlines Federal Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.5% - 2.27%

What are the account minimums for American Airlines Federal Credit Union Checking Account?

American Airlines Federal Credit Union Checking Account does not require a minimum initial deposit.

American Airlines Federal Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$0

What fees does American Airlines Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

American Airlines Federal Credit Union Checking Account Fees

Description
Monthly Fee	$0 - $12.75
Paper Statement Fee	$2
ATM Fee: In-Network	$2
ATM Fee: Out-of-Network	$2
NSF Fee	$35
Overdraft Protection Fee (per transfer)	$5
Overdraft Item Fee	$25
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$15
Debit Card Replacement Fee	$5
Bank Teller Fee	$2
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$25
Check Image Service	N/A
Check Copy	$2
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Outgoing)	$45
Wire Transfer Fee - International (Incoming)	$20
Returned Deposit Fee (International)	$25
Wire Transfer Fee - Domestic (Incoming)	$20
ATM Reimbursement Monthly Limit	N/A

What features and perks does American Airlines Federal Credit Union Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - American Airlines Federal Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - American Airlines Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.