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  American Airlines Federal Credit Union Flagship Checking

American Airlines Federal Credit Union Flagship Checking

in Checking Accounts from American Airlines Credit Union · ncua

Unaffiliated

American Airlines Federal Credit Union Flagship Checking

Unaffiliated

in Checking Accounts from American Airlines Credit Union · Insured by NCUA

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $5.75
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee Starting at $750
APY (Annual Percentage Yield) 0.30%

American Airlines Federal Credit Union Flagship Checking Review

American Airlines Federal Credit Union Flagship Checking is offered by American Airlines Credit Union, a credit union founded in 1936 and based in Fort Worth, TX. American Airlines Federal Credit Union Flagship Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. American Airlines Federal Credit Union Flagship Checking has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $750.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $5.75, but the fee is waived if you keep a minimum balance of $750.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. American Airlines Federal Credit Union Flagship Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through American Airlines Credit Union.
American Airlines checking account Pros & Cons
Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Offers a $25 bonus offer.
  • Available in all 50 states.
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
American Airlines checking account FAQ

Are checking accounts from American Airlines Credit Union federally insured?

Yes, your American Airlines Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does American Airlines checking account offer?

American Airlines Federal Credit Union Flagship Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.30%

American Airlines checking account offers an APY of 0.30% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $750.

What are the account minimums for American Airlines checking account?

American Airlines checking account does not require a minimum initial deposit.

American Airlines Federal Credit Union Flagship Checking Minimums
Description
APY Minimum Balance $750
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $750

What fees does American Airlines checking account charge?

The good news is that this account does not have a monthly Service Charge.

American Airlines Federal Credit Union Flagship Checking Fees
Description
ATM Fee: In-Network $2
Bank Teller Fee $2
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5.75
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2

Does American Airlines checking account charge overdraft fees?

Yes, American Airlines checking account charges a $25 fee for every overdraft.

American Airlines checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does American Airlines checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - American Airlines checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - American Airlines checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for American Airlines checking account?

The customer support email for American Airlines checking account is cuaccess@aacreditunion.org.

How do people rate the customer service and user experience of American Airlines checking account?

Overall, American Airlines checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Message From American Airlines Federal Credit Union Flagship Checking

Flagship Checking ---- Our premium checking account experience is perfect for members who carry a higher balance and are looking for additional value. Enjoy a premium checking experience, including fee rebates, our highest spending and deposit limits as well as the chance to earn Connection PointsTM when paired with our Visa® Platinum Rewards Credit Card.

 

 

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $750
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $750
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: In-Network $2
Bank Teller Fee $2
Check Copy $2
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5.75
NSF Fee $35
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
Signup Bonus Starting at $25
Signup Deposit Requirement $25
APY (Annual Percentage Yield) 0.30%

American Airlines Federal Credit Union Flagship Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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