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  American Airlines Federal Credit Union Flagship Checking

American Airlines Federal Credit Union Flagship Checking

in Checking Accounts from American Airlines Credit Union · Member ncua

Unaffiliated

American Airlines Federal Credit Union Flagship Checking

Unaffiliated

in Checking Accounts from American Airlines Credit Union · Member NCUSIF

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Highlights
Community Rating

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Monthly Fee $0 - $5.75
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee $750
APY (Annual Percentage Yield) 0.5%

American Airlines Federal Credit Union Flagship Checking Review

American Airlines Federal Credit Union Flagship Checking is offered by American Airlines Credit Union, a credit union founded in 1936 and based in Fort Worth, TX. American Airlines Federal Credit Union Flagship Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • $100 Signup Bonus. Open a new account and you can get up to $100 if you deposit a minimum of $25 (see terms and conditions for more details).
  • Low APY. The maximum annual percentage yield for this account is only 0.5%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.75, but the fee is waived if you keep a minimum balance of $750.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. American Airlines Federal Credit Union Flagship Checking does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through American Airlines Credit Union.
  • Hard credit pull. American Airlines Credit Union may require a hard pull on your credit report to open a checking account.
American Airlines Federal Credit Union Flagship Checking Pros & Cons
Pros Cons
  • Offers a signup bonus.
  • Available in all 50 states.
  • Interest-yielding account.
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card
  • Not FDIC-insured.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
American Airlines Federal Credit Union Flagship Checking FAQ

Are checking accounts from American Airlines Credit Union federally insured?

Yes, your American Airlines Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does American Airlines Federal Credit Union Flagship Checking offer?

American Airlines Federal Credit Union Flagship Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.5%

American Airlines Federal Credit Union Flagship Checking offers an APY of 0.5% (APY stands for annual percentage yield, rates may change).

What are the account minimums for American Airlines Federal Credit Union Flagship Checking?

American Airlines Federal Credit Union Flagship Checking does not require a minimum initial deposit.

American Airlines Federal Credit Union Flagship Checking Account Minimums
Description Amount
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $750

What fees does American Airlines Federal Credit Union Flagship Checking charge?

The good news is that this account does not have a monthly service charge.

American Airlines Federal Credit Union Flagship Checking Fees
Description
ATM Fee: In-Network $2
ATM Reimbursement Monthly Limit N/A
Bank Teller Fee $2
Check Cashing Fee N/A
Check Copy $2
Check Image Service N/A
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5.75
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2

What features and perks does American Airlines Federal Credit Union Flagship Checking offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $25.
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - American Airlines Federal Credit Union Flagship Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - American Airlines Federal Credit Union Flagship Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   4151 Amon Carter Blvd.
    Fort Worth, TX 76155
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:00pm
  • Saturday Closed

Other Services by American Airlines Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $750
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: In-Network $2
Bank Teller Fee $2
Check Copy $2
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5.75
NSF Fee $35
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Signup Bonus Starting at $100
Signup Deposit Requirement $25
APY (Annual Percentage Yield) 0.5%

American Airlines Federal Credit Union Flagship Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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