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Last Updated: 05/11/2026

UFB Freedom Checking

from Axos Bank

Last Updated: 05/11/2026

UFB Freedom Checking logo
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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A


APY (Annual Percentage Yield)

Up to 2.00%(Verified 01/31/2025)
Disclaimer popup with additional information

Monthly Service Fee

$0(Verified 01/21/2026)
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UFB Freedom Checking Review

The UFB Freedom Checking is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. UFB Freedom Checking is available in 50 states and Washington, DC.

Key Takeaways

  • Up to 2.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.00%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. UFB Freedom Checking does not charge fees on ATM transactions .
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axos Bank mobile or online banking.
  • Early direct deposit. You could have access to you paycheck funds faster if you set up a direct deposit to this account.

UFB Freedom Checking Pros & Cons

UFB Freedom Checking FAQ

Are checking accounts from Axos Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does UFB Freedom Checking offer?

UFB Freedom Checking offers an APY up to 2.00% (APY stands for annual percentage yield, rates may change).
Combine our new UFB Freedom Checking account with a Portfolio Savings account and boost your savings APY by up to 0.20%.**

What are the account minimums for UFB Freedom Checking?

UFB Freedom Checking does not require a minimum initial deposit.

What fees does UFB Freedom Checking charge?

The good news is that this account does not have a monthly Service Charge.

Does UFB Freedom Checking charge overdraft fees?

No, UFB Freedom Checking does not charge overdraft fees.

What features and perks does UFB Freedom Checking offer?

This account includes the following features:
  • ATM rebates - This account will reimburse you for domestic ATM fees .
  • Fraud monitoring - UFB Freedom Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Eligible for early pay - If you set up an eligible direct deposit with your employer, you may be able to collect your paycheck up to two days early.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for UFB Freedom Checking?

The customer support email for UFB Freedom Checking is businessbanking@axosbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4350 La Jolla Village Drive
Suite 140
San Diego, CA 92122
Visit Site
Email Support

Hours of Operation

Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM

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Other Checking Accounts from Axos Bank

Axos Bank logo
Axos One Savings and Checking Bundle
Rating not yet determined
1 review

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Up to 4.21%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information
Visit Site

Axos Bank Essential Checking logo
Strongly recommended
7
1
8 reviews

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information

Axos Bank First Checking Account logo
Strongly recommended
5
2

Bonus Offer

Starting at $0
Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.10%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

UFB Freedom Checking Community Reviews

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