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  Associated Access Checking
Associated Access Checking
in Checking Accounts from Associated Bank, N.A.
Unaffiliated

Associated Access Checking

Unaffiliated
in Checking Accounts from Associated Bank, N.A.
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
(Verified 10/13/2022)
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Associated Access Checking Review

Associated Access Checking is offered by Associated Bank, a bank founded in 1861 and based in , . Associated Access Checking is available in 3 states across the USA.

Key Takeaways

  • $0 monthly fee. This account does not charge any monthly account fees.
  • No ATM fees. Associated Access Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Associated Bank, N.A. mobile or online banking.

Associated Access Checking Pros & Cons

Pros Cons
  • When your employer teams up with Associated Bank, you'll get speedy direct deposit of your paycheck, as well as personal guidance to meet your financial goals. Plus, earn up to $400.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Only available in 3 states.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.

Associated Access Checking FAQ

Are checking accounts from Associated Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Associated Access Checking offer?

Associated Access Checking is not an interest bearing account.

What are the account minimums for Associated Access Checking?

Associated Access Checking requires a minimum initial deposit of $25 to open an account.

Associated Access Checking Minimums
Description
Minimum Opening Deposit $25

What fees does Associated Access Checking charge?

The good news is that this account does not have a monthly Service Charge.

Associated Access Checking Fees
Description
Monthly Maintenance Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $0
Overdraft Item Fee $32
Returned Deposited Check $12
Returned Deposit Fee (Domestic) $32
Stop Payment Fee $35
Check Stop Payment (Sequential Series) $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $85
Paper Statement Fee $4
Online Bill Pay Fee $0
Check Image Service $4
Check Cashing Fee $6

Does Associated Access Checking charge overdraft fees?

Yes, Associated Access Checking charges a $32 fee for every overdraft.

What features and perks does Associated Access Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Associated Access Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Associated Access Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Associated Access Checking?

The customer support email for Associated Access Checking is wecare@associatedbank.com..

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 10:00pm
  • Tuesday 6:00am - 10:00pm
  • Wednesday 6:00am - 10:00pm
  • Thursday 6:00am - 10:00pm
  • Friday 6:00am - 10:00pm
  • Saturday 8:00am - 7:00pm

Other Services by Associated Bank, N.A.

Availability

  Available in 3 states
  • Illinois
  • Minnesota
  • Wisconsin

Feature Breakdown

Minimum Opening Deposit $25
Monthly Maintenance Fee $0
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $0
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $0
Returned Deposited Check $12
Returned Deposit Fee (Domestic) $32
Stop Payment Fee $35
Check Stop Payment (Sequential Series) $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $85
Paper Statement Fee $4
Online Bill Pay Fee $0
Check Image Service $4
Check Cashing Fee $6
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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