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Last Updated: 01/21/2026

DR Bank Basic checking

from DR Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

0.10%(Verified 07/16/2024)

Monthly Maintenance Fee

Up to $0(Verified 01/21/2026)

DR Bank Basic checking Review

The DR Bank Basic checking is offered by DR Bank, a bank founded in 2006 and based in Darien, CT. DR Bank Basic checking is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.10% .
No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.
No ATM fees. DR Bank Basic checking does not charge fees on ATM transactions .

DR Bank Basic checking Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Interest-yielding account.
Insured by NCUA.
Debit card

No signup bonus.
Does not provide access to a nationwide ATM network.

DR Bank Basic checking FAQ

Are checking accounts from DR Bank federally insured?

Yes, your DR Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does DR Bank Basic checking offer?

DR Bank Basic checking Rates & Terms

Description

APY (Annual Percentage Yield)

0.10%

DR Bank Basic checking offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).

What are the account minimums for DR Bank Basic checking?

DR Bank Basic checking does not require a minimum initial deposit.

DR Bank Basic checking Minimums

Description

Minimum Opening Deposit

What fees does DR Bank Basic checking charge?

The good news is that this account does not have a monthly Service Charge.

DR Bank Basic checking Fees

Description

Monthly Maintenance Fee

Up to $0

What features and perks does DR Bank Basic checking offer?

This account includes the following features:

Mobile Banking Services - DR Bank Basic checking allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for DR Bank Basic checking?

The customer support email for DR Bank Basic checking is support@drbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1001 Post Rd

Darien, CT 06820

(203) 656-3500

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:30AM - 4:00PMTuesday8:30AM - 4:00PMWednesday8:30AM - 4:00PMThursday8:30AM - 4:00PMFriday8:30AM - 4:00PMSaturday9:00AM - 12:00PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Starting at 05%

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Monthly Service Fee

Starting at $0

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.