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  Eastman Credit Union Beyond Free Checking

Eastman Credit Union Beyond Free Checking

in Checking Accounts from Eastman Credit Union

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Eastman Credit Union Beyond Free Checking

Unaffiliated

in Checking Accounts from Eastman Credit Union

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 0.30%

Eastman Credit Union Beyond Free Checking Review

Eastman Credit Union Beyond Free Checking is offered by Eastman Credit Union, a credit union founded in 1934 and based in Kingsport, TN. Eastman Credit Union Beyond Free Checking is available in 3 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only .30%.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • No ATM fees. Eastman Credit Union Beyond Free Checking does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Eastman Credit Union.
  • Hard credit pull. Eastman Credit Union may require a hard pull on your credit report to open a checking account.
Eastman Credit Union Beyond Free Checking Pros & Cons
Pros Cons
  • Free domestic wire transfers.
  • No ECU surcharge at foreign ATMs
  • Earns dividends.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • Low APY
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in 3 states.
Eastman Credit Union Beyond Free Checking FAQ

Are checking accounts from Eastman Credit Union federally insured?

No, your Eastman Credit Union checking accounts are not insured by a federal insurance agency. This means that if Eastman Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Eastman Credit Union Beyond Free Checking offer?

Eastman Credit Union Beyond Free Checking offers an APY starting at .05% and ranging up to .30% (APY stands for annual percentage yield, rates may change).

Eastman Credit Union Beyond Free Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .05% - .30%

What are the account minimums for Eastman Credit Union Beyond Free Checking?

Eastman Credit Union Beyond Free Checking does not require a minimum initial deposit.

Eastman Credit Union Beyond Free Checking Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Eastman Credit Union Beyond Free Checking charge?

The good news is that this account does not have a monthly service charge.

Eastman Credit Union Beyond Free Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) $30
Overdraft Item Fee $30
Early Account Closure N/A
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy $3
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Outgoing) $55
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Eastman Credit Union Beyond Free Checking offer?

This account includes the following features:

  • Fraud monitoring - Eastman Credit Union Beyond Free Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Eastman Credit Union Beyond Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2021 Meadowview Lane
    Kingsport, TN 37660
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday 7:30am - 5:30pm
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

About Eastman Credit Union Beyond Free Checking

Availability

  Available in 3 states
  • Tennessee
  • Texas
  • Virginia

Feature Breakdown

ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Check Copy $3
Debit Card Replacement Fee $5
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $30
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Wire Transfer Fee - International (Outgoing) $55
Bank Account Features
  • No ATM Fees
  • Branch Access
  • NCUA Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05% - 0.30%

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SUPERMONEY NET RECOMMENDATION SCORE

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