Eastman Credit Union Beyond Free Checking Review

Where is Eastman Credit Union Beyond Free Checking available?

Eastman Credit Union is a credit union based in Kingsport, TN. It was founded in 1934 and offers banking services in 3 states across the USA.

Is Eastman Credit Union Beyond Free Checking insured by the FDIC?

Eastman Credit Union Beyond Free Checking is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Eastman Credit Union Beyond Free Checking were to fall into financial difficulties.

What APY does Eastman Credit Union offer?

Eastman Credit Union Beyond Free Checking offers an APY starting at .05% and ranging up to .30% (APY stands for annual percentage yield, rates may change).

Eastman Credit Union Beyond Free Checking Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	.05% - .30%

What are the account minimums for Eastman Credit Union Beyond Free Checking?

Eastman Credit Union Beyond Free Checking does not require a minimum initial deposit.

Eastman Credit Union Beyond Free Checking Account Minimums

Description	Amount
Minimum Initial Deposit	$0

What fees does Eastman Credit Union Beyond Free Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Eastman Credit Union Beyond Free Checking Fees

Description
Monthly Fee	$0
Paper Statement Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$30
Overdraft Protection Fee (per transfer)	$30
Overdraft Item Fee	$30
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	$12
Debit Card Replacement Fee	$5
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$30
Check Image Service	N/A
Check Copy	$3
Foreign Transaction Fee (Debit Card)	0%
Wire Transfer Fee - Domestic (Outgoing)	$0
Wire Transfer Fee - International (Outgoing)	$55
Wire Transfer Fee - International (Incoming)	$0
Returned Deposit Fee (International)	$12
Wire Transfer Fee - Domestic (Incoming)	$0
ATM Reimbursement Monthly Limit	N/A

What features and perks does Eastman Credit Union Beyond Free Checking offer?

This account includes the following features:

• Fraud monitoring - Eastman Credit Union Beyond Free Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Eastman Credit Union Beyond Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.