Eastman Credit Union Beyond Free Checking
in Checking Accounts from Eastman Credit Union
UnaffiliatedEastman Credit Union Beyond Free Checking
in Checking Accounts from Eastman Credit Union
Not enough votes for recommendation
Cast your vote
Would you recommend Eastman Credit Union Beyond Free Checking to your friends?
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.05% - 0.3% |
Eastman Credit Union Beyond Free Checking Review
Eastman Credit Union Beyond Free Checking is offered by Eastman Credit Union, a credit union founded in 1934 and based in Kingsport, TN. Eastman Credit Union Beyond Free Checking is available in 3 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.3%.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Eastman Credit Union Beyond Free Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Eastman Credit Union.
- Hard credit pull. Eastman Credit Union may require a hard pull on your credit report to open a checking account.
Eastman Credit Union Beyond Free Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
Eastman Credit Union Beyond Free Checking FAQ
Are checking accounts from Eastman Credit Union federally insured?
No, your Eastman Credit Union checking accounts are not insured by a federal insurance agency. This means that if Eastman Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Eastman Credit Union Beyond Free Checking offer?
Eastman Credit Union Beyond Free Checking offers an APY starting at 0.05% and ranging up to 0.3% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.3% |
What are the account minimums for Eastman Credit Union Beyond Free Checking?
Eastman Credit Union Beyond Free Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does Eastman Credit Union Beyond Free Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $5 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $55 |
| ATM Fee: Out-of-Network | $0 |
Does Eastman Credit Union Beyond Free Checking charge overdraft fees?
Yes, Eastman Credit Union Beyond Free Checking charges a $30 fee for every overdraft fee.Eastman Credit Union Beyond Free Checking offers overdraft protection at a cost of $30 per transaction.
What features and perks does Eastman Credit Union Beyond Free Checking offer?
This account includes the following features:
- Fraud monitoring - Eastman Credit Union Beyond Free Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Eastman Credit Union Beyond Free Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
2021 Meadowview Lane
Kingsport, TN 37660 - Visit Site
Other Services by Eastman Credit Union
Availability
Available in 3 states
- Tennessee
- Texas
- Virginia
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| ATM Fee: Out-of-Network | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $5 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - International (Outgoing) | $55 |
Be the first to rate
Would you recommend Eastman Credit Union Beyond Free Checking to your friends?
Other Checking Accounts
Browse Checking Accounts
- Bank of China Checking Account
- Community First Bank KASASA Saver Checking Account
- Community First Bank Simply Free Checking
- F&M Bank Bronze Checking
- First Bank Student Checking
- Members First Community Credit Union Free Checking
- Members First Credit Union Youth Checking
- MembersFirst Credit Union Direct Deposit Checking
- Metro City Bank Senior Checking Account
- Pacific City Bank EZ Checking Account
- SECU of Maryland Premier Interest Checking
- VyStar Credit Union Free Checking Account
