Everyday Checking
Everyday Checking
in Checking Accounts from Service Federal Credit Union · Insured by NCUA

Everyday Checking

in Checking Accounts from Service Federal Credit Union · Insured by NCUA
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Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
(Verified 10/21/2022)
Monthly Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Everyday Checking Review

Everyday Checking is offered by Service Federal Credit Union, a credit union founded in 1957 and based in Portsmouth, NH. Everyday Checking is available in 3 states across the USA.

Key Takeaways

  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Everyday Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Service Federal Credit Union.
  • Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

Everyday Checking Pros & Cons

Pros Cons
  • Insured by NCUA.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Only available in 3 states.

Everyday Checking FAQ

Are checking accounts from Service Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Everyday Checking offer?

Everyday Checking is not an interest bearing account.

What are the account minimums for Everyday Checking?

Everyday Checking requires a minimum initial deposit of $5 to open an account.

Everyday Checking Minimums
Minimum Opening Deposit $5

What fees does Everyday Checking charge?

The good news is that this account does not have a monthly Service Charge.

Everyday Checking Fees
Monthly Fee $0
ATM Reimbursement Monthly Limit $15

What features and perks does Everyday Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
  • Mobile Banking Services - Everyday Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Everyday Checking?

The customer support email for Everyday Checking is

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Hours of Operation

  • Sunday All Day
  • Monday All Day
  • Tuesday All Day
  • Wednesday All Day
  • Thursday All Day
  • Friday All Day
  • Saturday All Day

About Everyday Checking


  Available in 3 states
  • Massachusetts
  • New Hampshire
  • North Dakota

Feature Breakdown

Minimum Opening Deposit $5
Monthly Fee $0
(Verified 08/04/2023)
ATM Reimbursement Monthly Limit $15
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Residence
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Debit Card Lock/Unlock
  • Debit Card
  • Automatic Transfers
  • Get Paid Early
  • Insured by NCUA
  • Check Writing
  • Rewards

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