SuperMoney
  Financial Partners Credit Union Premier Checking Account
Financial Partners Credit Union Premier Checking Account
in Checking Accounts from Financial Partners Credit Union
Unaffiliated

Financial Partners Credit Union Premier Checking Account

Unaffiliated
in Checking Accounts from Financial Partners Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
Aspiration Spend & Save Account
Aspiration Spend & Save Account 112 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0% - 0.05%
Monthly Fee $0 - $11.99
Minimum Balance to Avoid Monthly Fee Starting at $2,500

Financial Partners Credit Union Premier Checking Account Review

Financial Partners Credit Union Premier Checking Account is offered by Financial Partners Credit Union, a credit union founded in 1937 and based in Downey, CA. Financial Partners Credit Union Premier Checking Account is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Financial Partners Credit Union Premier Checking Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $11.99, but the fee is waived if you keep a minimum balance of $2,500, have a monthly direct deposit of $1,000, or $50,000 combined balance accross eligible accounts..
  • Bill pay. Pay your bills to practically anyone in the United States through Financial Partners Credit Union.
Financial Partners Credit Union checking account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.
Financial Partners Credit Union checking account FAQ

Are checking accounts from Financial Partners Credit Union federally insured?

No, your Financial Partners Credit Union checking accounts are not insured by a federal insurance agency. This means that if Financial Partners Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Financial Partners Credit Union checking account offer?

Financial Partners Credit Union checking account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

Financial Partners Credit Union checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0% - 0.05%

What are the account minimums for Financial Partners Credit Union checking account?

Financial Partners Credit Union checking account requires a minimum initial deposit of $25 to open an account.

Financial Partners Credit Union Premier Checking Account Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Direct Deposit to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $2,500

What fees does Financial Partners Credit Union checking account charge?

This account charges a monthly service fee of up to $11.99.

Financial Partners Credit Union Premier Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $11.99
NSF Fee $29
Online Bill Pay Fee $0
Overdraft Item Fee $29
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $10
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $29
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $3

Does Financial Partners Credit Union checking account charge overdraft fees?

Yes, Financial Partners Credit Union checking account charges a $29 fee for every overdraft.

Financial Partners Credit Union checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Financial Partners Credit Union checking account offer?

This account includes the following features:

  • Fraud monitoring - Financial Partners Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Financial Partners Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Financial Partners Credit Union checking account?

The customer support email for Financial Partners Credit Union checking account is social@fpcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Financial Partners Credit Union

Choose the Account That's Right for You! Premier Checking is, Great fit for you if you want to earn interest and have other premium features. Open a financial partners credit union account. Financial Partners provides solutions for every stage of your financial life — from Savings to Checking Accounts, to Auto Loans and Home Loans.

Contact

About Financial Partners Credit Union Premier Checking Account

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Direct Deposit to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $2,500
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $11.99
NSF Fee $29
Overdraft Item Fee $29
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $10
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $29
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $3
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0% - 0.05%

Be the first to rate

 

Would you recommend Financial Partners Credit Union Premier Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)