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  Georgia United CU Unified Checking
Georgia United CU Unified Checking Unaffiliated

Georgia United CU Unified Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Up to 1.00%
(Verified 08/04/2023)
Monthly Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Georgia United CU Unified Checking Review

Georgia United CU Unified Checking is offered by Georgia United Credit Union, a credit union founded in 1958 and based in Duluth, GA. Georgia United CU Checking is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 1.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.00%, which is much higher than the average for the checking accounts that we track.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Georgia United CU Checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not come with a debit card

Georgia United CU Checking FAQ

Are checking accounts from Georgia United Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Georgia United CU Checking offer?

Georgia United CU Checking is not an interest bearing account.

What are the account minimums for Georgia United CU Checking?

Georgia United CU Checking does not require a minimum initial deposit.

Georgia United CU Unified Checking Minimums
Description
Minimum Opening Deposit $0

What fees does Georgia United CU Checking charge?

The good news is that this account does not have a monthly Service Charge.

Georgia United CU Unified Checking Fees
Description
Monthly Fee $0

What features and perks does Georgia United CU Checking offer?

This account includes the following features:

  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Georgia United CU Checking?

The customer support email for Georgia United CU Checking is email@gucu.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Georgia United Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0
Monthly Fee $0
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Social Security Number
  • Blank Personal Check and/or Debit Card
Account Features
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 1.00%
(Verified 08/04/2023)

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