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Last Updated: 01/21/2026

Indiana Members CU Preferred Checking Account

from Indiana Members Credit Union

Last Updated: 01/21/2026

Indiana Members Credit Union logo
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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.25%(Verified 06/21/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

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Indiana Members CU Preferred Checking Account Review

The Indiana Members CU Preferred Checking Account is offered by Indiana Members Credit Union, a credit union founded in 1956 and based in Indianapolis, IN. Indiana Members CU Preferred Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Indiana Members CU Preferred Checking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • $1,000 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. Indiana Members CU Preferred Checking Account does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Indiana Members Credit Union mobile or online banking.

Indiana Members CU Preferred Checking Account Pros & Cons

Indiana Members CU Preferred Checking Account FAQ

Are checking accounts from Indiana Members Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Indiana Members CU Preferred Checking Account offer?

Indiana Members CU Preferred Checking Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $1000.

What are the account minimums for Indiana Members CU Preferred Checking Account?

Indiana Members CU Preferred Checking Account requires a minimum initial deposit of $1,000.

What fees does Indiana Members CU Preferred Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does Indiana Members CU Preferred Checking Account offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Indiana Members CU Preferred Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Indiana Members CU Preferred Checking Account?

The customer support email for Indiana Members CU Preferred Checking Account is members@imcu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5103 Madison Ave
Indianapolis, IN 46227
(800) 527-7258
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0
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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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