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Last Updated: 01/21/2026

Liberty FCU High-Yield Checking Account

from Liberty Federal Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

Up to 3.45%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Maintenance Fee

$0(Verified 01/21/2026)

Liberty FCU High-Yield Checking Account Review

The Liberty FCU High-Yield Checking Account is offered by Liberty Federal Credit Union, a credit union founded in 1936 and based in Evansville, IN. Liberty FCU Checking Account is available in 50 states and Washington, DC.

Key Takeaways

Up to 3.45% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.45%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
No monthly maintenance fees. This account does not charge any monthly account fees.
No ATM fees. Liberty FCU High-Yield Checking Account does not charge fees on ATM transactions .

Liberty FCU Checking Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
High yield APY (see terms and conditions for details).
Insured by NCUA.

No signup bonus.
Does not provide access to a nationwide ATM network.
Does not come with a debit card

Liberty FCU Checking Account FAQ

Are checking accounts from Liberty Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Liberty FCU Checking Account offer?

Liberty FCU Checking Account offers an APY up to 3.45% (APY stands for annual percentage yield, rates may change).

LFCU offers its highest rate on balances up to $20,000 in your Vertical Checking account. To earn that rate, you’ll need to make at least 15 qualifying debit card purchases monthly, make at least one direct deposit per month, log in to mobile or online banking each month, and sign up for electronic statements.

What are the account minimums for Liberty FCU Checking Account?

Liberty FCU Checking Account requires a minimum initial deposit of $25.

Liberty FCU High-Yield Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does Liberty FCU Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Liberty FCU High-Yield Checking Account Fees

Description

Monthly Maintenance Fee

ATM Fee: In-Network

Starting at $0

Overdraft Item Fee

Starting at $4

Foreign Transaction Fee (Debit Card)

Starting at 1%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $20

ATM Reimbursement Monthly Limit

Starting at $15

Returned Deposited Check

Does Liberty FCU Checking Account charge overdraft fees?

Yes, Liberty FCU Checking Account charges a $4 fee for every overdraft.

What features and perks does Liberty FCU Checking Account offer?

This account includes the following features:

Mobile Banking Services - Liberty FCU Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4401 Theater Dr

Evansville, IN 47715

(812) 477-92718

Visit Site

Hours of Operation

SundayClosedMonday8:30AM - 4:00PMTuesday8:30AM - 4:00PMWednesday8:30AM - 4:00PMThursday8:30AM - 4:00PMFriday8:30AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100

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