Last Updated: 01/21/2026
Liberty FCU High-Yield Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
Up to 3.45%(Verified 06/21/2024)
Disclaimer popup with additional information
Monthly Service Fee
$0(Verified 01/21/2026)
Liberty FCU High-Yield Checking Account Review
The Liberty FCU High-Yield Checking Account is offered by Liberty Federal Credit Union, a credit union founded in 1936 and based in Evansville, IN. Liberty FCU Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Up to 3.45% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.45%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No ATM fees. Liberty FCU High-Yield Checking Account does not charge fees on ATM transactions .
Liberty FCU Checking Account Pros & Cons
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Liberty FCU Checking Account FAQ
Are checking accounts from Liberty Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Liberty FCU Checking Account offer?
Liberty FCU Checking Account offers an APY up to 3.45% (APY stands for annual percentage yield, rates may change).
LFCU offers its highest rate on balances up to $20,000 in your Vertical Checking account. To earn that rate, you’ll need to make at least 15 qualifying debit card purchases monthly, make at least one direct deposit per month, log in to mobile or online banking each month, and sign up for electronic statements.What are the account minimums for Liberty FCU Checking Account?
Liberty FCU Checking Account requires a minimum initial deposit of $25.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Liberty FCU Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Reimbursement Monthly Limit | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposited Check | $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Liberty FCU Checking Account charge overdraft fees?
Yes, Liberty FCU Checking Account charges a $4 fee for every overdraft.What features and perks does Liberty FCU Checking Account offer?
This account includes the following features:
- Mobile Banking Services - Liberty FCU Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed