Members 1st CU Utah Checking Share Draft
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Members 1st CU Utah Checking Share Draft Review
Members 1st CU Utah Checking Share Draft is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members 1st CU Utah Checking Share Draft are available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Members 1st CU Utah Checking Share Draft does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union - Utah.
Members 1st CU Utah Checking Share Draft Pros & Cons
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Members 1st CU Utah Checking Share Draft FAQ
Are checking accounts from Members First Credit Union - Utah federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st CU Utah Checking Share Draft offer?
Members 1st CU Utah Checking Share Draft is not an interest-bearing account.
What are the account minimums for Members 1st CU Utah Checking Share Draft?
Members 1st CU Utah Checking Share Draft does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Members 1st CU Utah Checking Share Draft charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| NSF Fee | $25 |
| Overdraft Item Fee | $25 |
| Returned Deposit Fee (Domestic) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
Does Members 1st CU Utah Checking Share Draft charge overdraft fees?
Yes, Members 1st CU Utah Checking Share Draft charges a $25 fee for every overdraft.What features and perks does Members 1st CU Utah Checking Share Draft offer?
This account includes the following features:
- Fraud monitoring - Members 1st CU Utah Checking Share Draft monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st CU Utah Checking Share Draft allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Members 1st CU Utah Checking Share Draft?
The customer support email for Members 1st CU Utah Checking Share Draft is webmaster@memfirstcu.com.
Message From Members 1st CU Utah Checking Share Draft
Contact
- Headquarters
-
P.O. Box 657
Brigham, UT 84302 USA - Visit Site
- Email Support
Other Services by Members First Credit Union - Utah
Availability
Feature Breakdown
| Minimum Opening Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
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