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  Members First Credit Union Utah Checking Share Draft

Members First Credit Union Utah Checking Share Draft

in Checking Accounts from Members First Credit Union - Utah · Member ncua

Unaffiliated

Members First Credit Union Utah Checking Share Draft

Unaffiliated

in Checking Accounts from Members First Credit Union - Utah · Member NCUSIF

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

Members First Credit Union Utah Checking Share Draft Review

Members First Credit Union Utah Checking Share Draft is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Checking Share Draft is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Members First Credit Union Utah Checking Share Draft does not pay interest.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • Free bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union - Utah.
  • Hard credit pull. Members First Credit Union - Utah may require a hard pull on your credit report to open a checking account.
Members First Credit Union Utah Checking Share Draft Pros & Cons
Pros Cons
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
Members First Credit Union Utah Checking Share Draft FAQ

Are checking accounts from Members First Credit Union - Utah federally insured?

Yes, your Members First Credit Union - Utah checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union Utah Checking Share Draft offer?

Members First Credit Union Utah Checking Share Draft is not an interest-bearing account.

What are the account minimums for Members First Credit Union Utah Checking Share Draft?

Members First Credit Union Utah Checking Share Draft Account Minimums
Description Amount
Minimum Opening Deposit $

What fees does Members First Credit Union Utah Checking Share Draft charge?

The good news is that this account does not have a monthly service charge.

Members First Credit Union Utah Checking Share Draft Fees
Description
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $5
Monthly Fee $0
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35

What features and perks does Members First Credit Union Utah Checking Share Draft offer?

This account includes the following features:

  • Fraud monitoring - Members First Credit Union Utah Checking Share Draft monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Credit Union Utah Checking Share Draft allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Monthly Fee $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $5
NSF Fee $25
Overdraft Item Fee $25
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Bank Account Features
  • Branch Access
  • NCUA Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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