Mountain America Credit Union MyFree Checking Account
in Checking Accounts from Mountain America Credit Union · Member ncua
UnaffiliatedMountain America Credit Union MyFree Checking Account
in Checking Accounts from Mountain America Credit Union · Member NCUSIF
Would you recommend Mountain America Credit Union MyFree Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0% |
Mountain America Credit Union MyFree Checking Account Review
Mountain America Credit Union MyFree Checking Account is offered by Mountain America Credit Union, a credit union founded in 1934 and based in West Jordan, UT. Mountain America Credit Union MyFree Checking Account is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Mountain America Credit Union MyFree Checking Account does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Mountain America Credit Union MyFree Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Mountain America Credit Union.
- Hard credit pull. Mountain America Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
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Are checking accounts from Mountain America Credit Union federally insured?
Yes, your Mountain America Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Mountain America Credit Union MyFree Checking Account offer?
Mountain America Credit Union MyFree Checking Account is not an interest-bearing account.
What are the account minimums for Mountain America Credit Union MyFree Checking Account?
Mountain America Credit Union MyFree Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does Mountain America Credit Union MyFree Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $25 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $25 |
| Overdraft Protection Fee (per transfer) | $25 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| ATM Fee: Out-of-Network | $2.50 |
Does Mountain America Credit Union MyFree Checking Account charge overdraft fees?
Yes, Mountain America Credit Union MyFree Checking Account charges a $25 fee for every overdraft fee.Mountain America Credit Union MyFree Checking Account offers overdraft protection at a cost of $25 per transaction.
What features and perks does Mountain America Credit Union MyFree Checking Account offer?
This account includes the following features:
- Fraud monitoring - Mountain America Credit Union MyFree Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Mountain America Credit Union MyFree Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of Mountain America Credit Union MyFree Checking Account?
Overall, Mountain America Credit Union MyFree Checking Account is strongly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
7181 S Campus View Dr
West Jordan, UT 84084 - Visit Site
Other Services by Mountain America Credit Union
Availability
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $25 |
| Overdraft Item Fee | $25 |
| Overdraft Protection Fee (per transfer) | $25 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| ATM Fee: Out-of-Network | $2.50 |
Mountain America Credit Union MyFree Checking Account Community Reviews
Would you recommend Mountain America Credit Union MyFree Checking Account to your friends?
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