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  Mountain America Credit Union Checking Account

Mountain America Credit Union Checking Account

in Checking Accounts from Mountain America Credit Union

Unaffiliated

Mountain America Credit Union Checking Account

Unaffiliated

in Checking Accounts from Mountain America Credit Union

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0 - $5
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Mountain America Credit Union Checking Account Review

Mountain America Credit Union Checking Account is offered by Mountain America Credit Union, a credit union founded in 1934 and based in West Jordan, UT. Mountain America Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Mountain America Credit Union Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
  • No ATM fees. Mountain America Credit Union Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Mountain America Credit Union.
  • Hard credit pull. Mountain America Credit Union may require a hard pull on your credit report to open a checking account.
Mountain America Credit Union Checking Account Pros & Cons
Pros Cons
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Mountain America Credit Union Checking Account FAQ

Are checking accounts from Mountain America Credit Union federally insured?

Yes, your Mountain America Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Mountain America Credit Union Checking Account offer?

Mountain America Credit Union Checking Account is not an interest-bearing account.

What are the account minimums for Mountain America Credit Union Checking Account?

Mountain America Credit Union Checking Account does not require a minimum initial deposit.

Mountain America Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Mountain America Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

Mountain America Credit Union Checking Account Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $25
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $25
Early Account Closure $5
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $5
Check Image Service N/A
Check Copy $3
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $10

What features and perks does Mountain America Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Mountain America Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Mountain America Credit Union

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $3
Debit Card Replacement Fee $10
Early Account Closure $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $25
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $25
Stop Payment Fee $5
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • No ATM Fees
  • IRAs
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

Mountain America Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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