Needham Bank Free Personal Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% (Verified 10/19/2022) |
| Monthly Fee |
$0 (Verified 10/19/2022) |
| Minimum Balance to Avoid Monthly Fee | N/A |
Needham Bank Free Personal Checking Review
Needham Bank Free Personal Checking is offered by Needham Bank, a bank founded in 1892 and based in Needham, MA. Needham Bank Free Personal Checking are available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $10 to open an account.
- No ATM fees. Needham Bank Free Personal Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Needham Bank.
Needham Bank Free Personal Checking Pros & Cons
| Pros | Cons |
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Needham Bank Free Personal Checking FAQ
Are checking accounts from Needham Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #26483). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Needham Bank Free Personal Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
Needham Bank Free Personal Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Needham Bank Free Personal Checking?
Needham Bank Free Personal Checking requires a minimum initial deposit of $10 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | $10 |
| Minimum Balance to Earn APY | $0 |
What fees does Needham Bank Free Personal Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| Online Bill Pay Fee | $0 |
What features and perks does Needham Bank Free Personal Checking offer?
This account includes the following features:
- Fraud monitoring - Needham Bank Free Personal Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Needham Bank Free Personal Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1063 Great Plain Ave
Needham, MA 02492 - (781) 444-2100
- Visit Site
About Needham Bank Free Personal Checking
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | $10 |
| Minimum Balance to Earn APY | $0 |
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