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New York Community Bank Checking Account

in Checking Accounts from New York Community Bank

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New York Community Bank Checking Account

Unaffiliated

in Checking Accounts from New York Community Bank

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Highlights
Highlights
Monthly Fee $0 - $15
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.05%

Overview

Where is New York Community Bank Checking Account available?

New York Community Bank is based in Westbury, NY. It was founded in 1859 and offers banking services in 5 states across the USA.

Is New York Community Bank Checking Account insured by the FDIC

Deposits in New York Community Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does New York Community Bank offer?

New York Community Bank Checking Account offers an APY starting at .01% and ranging up to .05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.

New York Community Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .01% - .05%

What are the account minimums for New York Community Bank Checking Account?

New York Community Bank Checking Account requires a minimum initial deposit of $1 to open an account.
New York Community Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $100

What fees does New York Community Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

New York Community Bank Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Debit Card Replacement Fee $5
Early Account Closure $30
Non-Sufficient Funds $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $15
Returned Deposit Fee (International) $10
Outgoing Domestic Bank Transfer Fee $35
Incoming Domestic Bank Transfer Fee $15
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $15
Early Closure Fee $30

What features and perks does New York Community Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - New York Community Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   615 Merrick Avenue
    Westbury, NY 11590 USA
  •   Visit Site

Other Services by New York Community Bank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Arizona
  • Florida
  • New Jersey
  • New York
  • Ohio

Feature Breakdown

APY Minimum Balance $100
Minimum Initial Deposit $1
Paper Statement Fee $0
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $15
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Protection Fee (per transfer) $15
Overdraft Item Fee $36
Early Account Closure $30
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Stop Payment Fee $35
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
APY 0.01% - 0.05%

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