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  New York Community Basic Checking

New York Community Basic Checking

in Checking Accounts from New York Community Bank

Unaffiliated

New York Community Basic Checking

Unaffiliated

in Checking Accounts from New York Community Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user doesn't recommend
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $2
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

New York Community Basic Checking Review

New York Community Basic Checking is offered by New York Community Bank, founded in 1859 and based in Westbury, NY. New York Community Basic Checking is available in 5 states across the USA.

New York Community Basic Checking FAQ

Are checking accounts from New York Community Bank federally insured?

Yes, your New York Community Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does New York Community Basic Checking offer?

New York Community Basic Checking is not an interest-bearing account.

What are the account minimums for New York Community Basic Checking?

New York Community Basic Checking requires a minimum initial deposit of $1 to open an account.

New York Community Basic Checking Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $100

What fees does New York Community Basic Checking charge?

The good news is that this account does not have a monthly service charge.

New York Community Basic Checking Fees
Description
Monthly Fee $2
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Protection Fee (per transfer) $15
Overdraft Item Fee $36
Early Account Closure $30
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does New York Community Basic Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - New York Community Basic Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   615 Merrick Avenue
    Westbury, NY 11590
  •   Visit Site

Other Services by New York Community Bank

Availability

  Available in 5 states
  • Arizona
  • Florida
  • New Jersey
  • New York
  • Ohio

Feature Breakdown

APY Minimum Balance $100
Minimum Initial Deposit $1
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Debit Card Replacement Fee $5
Early Account Closure $30
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $2
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $15
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No Monthly Maintenance Fee

New York Community Basic Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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