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New York Community Bank Checking Account

in Checking Accounts

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New York Community Bank Checking Account

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in Checking Accounts

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Highlights
Highlights
Monthly Fee Up to $15
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $0
APY 0.01% - 0.05%

Overview

Where does New York Community Bank Checking Account do business?

New York Community Bank Checking Account is based in Westbury, NY. It was founded in 1859 and offers checking accounts services in 5 states across the USA.

New York Community Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does New York Community Bank offer?

New York Community Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .01% - .05%

New York Community Bank Checking Account offers an APY starting at .01% and ranging up to .05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.

What are the account minimums for New York Community Bank Checking Account?

New York Community Bank Checking Account does not have a minimum initial deposit to open an account.
New York Community Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $100

What features and perks does New York Community Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - New York Community Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does New York Community Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

New York Community Bank Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Debit Card Replacement Fee $5
Early Account Closure $30
Non-Sufficient Funds $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $15
Returned Deposit Fee (International) $10
Outgoing Domestic Bank Transfer Fee $35
Incoming Domestic Bank Transfer Fee $15
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $15
Early Closure Fee $30

What features and perks does New York Community Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - New York Community Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Arizona
  • Florida
  • New Jersey
  • New York
  • Ohio

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