Northstar Credit Union Checking Account
in Checking Accounts from Northstar Credit Union
UnaffiliatedNorthstar Credit Union Checking Account
in Checking Accounts from Northstar Credit Union
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| Monthly Fee | $0 - $5 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.1% - 3% |
Northstar Credit Union Checking Account Review
Northstar Credit Union Checking Account is offered by Northstar Credit Union, a credit union founded in 1971 and based in Warrenville, IL. Northstar Credit Union Checking Account is available in 1 state across the USA.
Key Takeaways
- Very high APY. This account offers an annual percentage yield of up to 3%, which is much higher than the average for a checking account.
- $0 monthly Service Charge available. This account charges a monthly service fee of up to $5, but there are ways to waive the fee.
- No minimum initial deposit. There is no minimum balance required to open an account.
- ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Northstar Credit Union.
Northstar Credit Union Pros & Cons
| Pros | Cons |
|---|---|
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Northstar Credit Union FAQ
Are checking accounts from Northstar Credit Union federally insured?
No, your Northstar Credit Union checking accounts are not insured by a federal insurance agency. This means that if Northstar Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Northstar Credit Union offer?
Northstar Credit Union offers an APY starting at 0.1% and ranging up to 3% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.1% - 3% |
What are the account minimums for Northstar Credit Union?
Northstar Credit Union does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does Northstar Credit Union charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $5 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $2.50 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $22 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| ATM Fee: Out-of-Network | $0 |
Does Northstar Credit Union charge overdraft fees?
Yes, Northstar Credit Union charges a $30 fee for every overdraft.What features and perks does Northstar Credit Union offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for any domestic ATM fees.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Northstar Credit Union allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
3 S 555 Winfield Road
Warrenville, IL 60555 USA - (630) 393-7201
- Visit Site
About Northstar Credit Union Checking Account
Availability
Available in 1 state
Illinois
Availabile in all of Illinois
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| ATM Fee: Out-of-Network | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $5 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Paper Statement Fee | $2.50 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $22 |
| Wire Transfer Fee - International (Outgoing) | $40 |
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