SuperMoney
  Old Second National Bank Checking Accounts
Old Second National Bank Checking Accounts
in Checking Accounts from Old Second National Bank · Member FDIC
Unaffiliated

Old Second National Bank Checking Accounts

Unaffiliated
in Checking Accounts from Old Second National Bank · Member FDIC
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Old Second National Bank Checking Accounts to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Up to 0.05%
(Verified 08/04/2023)
Monthly Fee $0 - $17
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee $500 - $5,000

Old Second National Bank Checking Accounts Review

Old Second National Bank Checking Accounts is offered by old second bank, a bank founded in 1871 and based in Aurora, IL. old second checking account is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $17, but the fee is waived if you keep a minimum balance of $5,000.
  • No ATM fees. Old Second National Bank Checking Accounts does not charge fees on ATM transactions.

old second checking account Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Interest-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Monthly service charge.

old second checking account FAQ

Are checking accounts from old second bank federally insured?

Yes, your Old Second National Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does old second checking account offer?

old second checking account is not an interest bearing account.

What are the account minimums for old second checking account?

old second checking account requires a minimum initial deposit of $50 to open an account.

Old Second National Bank Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $500 - $5,000

What fees does old second checking account charge?

The good news is that this account does not have a monthly Service Charge.

Old Second National Bank Checking Accounts Fees
Description
Monthly Fee $0 - $17
Paper Statement Fee $3.95

What features and perks does old second checking account offer?

This account includes the following features:

  • Mobile Banking Services - old second checking account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for old second checking account?

The customer support email for old second checking account is SupportCenter@oldsecond.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $500 - $5,000
Monthly Fee $0 - $17
(Verified 08/04/2023)
Paper Statement Fee $3.95
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.05%
(Verified 08/04/2023)

Be the first to rate

 

Would you recommend Old Second National Bank Checking Accounts to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts