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  On Point Community Credit Union Interest Checking

On Point Community Credit Union Interest Checking

in Checking Accounts from On Point Community Credit Union

Unaffiliated

On Point Community Credit Union Interest Checking

Unaffiliated

in Checking Accounts from On Point Community Credit Union

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Highlights
Highlights
Monthly Fee $0 - $7
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY (Annual Percentage Yield) 0.05%

On Point Community Credit Union Interest Checking Review

On Point Community Credit Union Interest Checking is offered by On Point Community Credit Union, a credit union founded in 1932 and based in Portland, OR. On Point Community Credit Union Interest Checking is available in 2 states across the USA.

Are checking accounts from On Point Community Credit Union federally insured?

No, your On Point Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if On Point Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does On Point Community Credit Union offer?

On Point Community Credit Union Interest Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

On Point Community Credit Union Interest Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for On Point Community Credit Union Interest Checking?

On Point Community Credit Union Interest Checking requires a minimum initial deposit of $50 to open an account.

On Point Community Credit Union Interest Checking Account Minimums
Description Amount
Minimum Initial Deposit $50
APY Minimum Balance $500

What fees does On Point Community Credit Union Interest Checking charge?

This account charges a monthly maintenance fee of up to $7.

On Point Community Credit Union Interest Checking Fees
Description
Monthly Fee $0 - $7
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $30
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does On Point Community Credit Union Interest Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - On Point Community Credit Union Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   2701 NW Vaughn Street
    Suite 800
    Portland, OR 97210
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About On Point Community Credit Union Interest Checking

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 2 states
  • Oregon
  • Washington

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $50
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Monthly Fee $0 - $7
NSF Fee $30
Overdraft Item Fee $30
Bank Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
APY (Annual Percentage Yield) 0.05%

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