On Point Community Credit Union Interest Checking
in Checking Accounts from On Point Community Credit Union
UnaffiliatedOn Point Community Credit Union Interest Checking
in Checking Accounts from On Point Community Credit Union
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| Monthly Fee | $0 - $7 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% |
On Point Community Credit Union Interest Checking Review
On Point Community Credit Union Interest Checking is offered by On Point Community Credit Union, a credit union founded in 1932 and based in Portland, OR. On Point Community Credit Union Interest Checking is available in 2 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only .05%.
- Charges a monthly fee. This account charges a monthly service fee of up to $7, but there are ways to waive the fee.
- No ATM fees. On Point Community Credit Union Interest Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through On Point Community Credit Union.
- Hard credit pull. On Point Community Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from On Point Community Credit Union federally insured?
No, your On Point Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if On Point Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does On Point Community Credit Union Interest Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
On Point Community Credit Union Interest Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $500.
What are the account minimums for On Point Community Credit Union Interest Checking?
On Point Community Credit Union Interest Checking requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $50 |
| APY Minimum Balance | $500 |
What fees does On Point Community Credit Union Interest Checking charge?
This account charges a monthly service fee of up to $7.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 - $7 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| ATM Fee: Out-of-Network | $0 |
Does On Point Community Credit Union Interest Checking charge overdraft fees?
Yes, On Point Community Credit Union Interest Checking charges a $30 fee for every overdraft fee.What features and perks does On Point Community Credit Union Interest Checking offer?
This account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - On Point Community Credit Union Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
2701 NW Vaughn Street
Suite 800
Portland, OR 97210 - Visit Site
Other Services by On Point Community Credit Union
Availability
- Oregon
- Washington
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Opening Deposit | Starting at $50 |
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