On Point Community Credit Union Interest Checking
in Checking Accounts from On Point Community Credit Union
UnaffiliatedOn Point Community Credit Union Interest Checking
in Checking Accounts from On Point Community Credit Union
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| Monthly Fee | $0 - $7 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% |
On Point Community Credit Union Interest Checking Review
On Point Community Credit Union Interest Checking is offered by On Point Community Credit Union, a credit union founded in 1932 and based in Portland, OR. On Point Community Credit Union Interest Checking is available in 2 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only .05%, and you must keep a minimum balance of $500.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $7.
- $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. On Point Community Credit Union Interest Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through On Point Community Credit Union.
- Hard credit pull. On Point Community Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from On Point Community Credit Union federally insured?
No, your On Point Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if On Point Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does On Point Community Credit Union Interest Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
On Point Community Credit Union Interest Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
What are the account minimums for On Point Community Credit Union Interest Checking?
On Point Community Credit Union Interest Checking requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
| APY Minimum Balance | $500 |
What fees does On Point Community Credit Union Interest Checking charge?
This account charges a monthly maintenance fee of up to $7.
| Description | |
|---|---|
| Monthly Fee | $0 - $7 |
| Paper Statement Fee | N/A |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | N/A |
| Overdraft Item Fee | $30 |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | N/A |
| Debit Card Replacement Fee | N/A |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | N/A |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | N/A |
| Wire Transfer Fee - Domestic (Outgoing) | N/A |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | N/A |
| Returned Deposit Fee (International) | N/A |
| Wire Transfer Fee - Domestic (Incoming) | N/A |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does On Point Community Credit Union Interest Checking offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - On Point Community Credit Union Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
2701 NW Vaughn Street
Suite 800
Portland, OR 97210 - Visit Site
About On Point Community Credit Union Interest Checking
Availability
- Oregon
- Washington
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Initial Deposit | $50 |
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