3 more

Last Updated: 01/21/2026

OnJuno Checking Account

from OnJuno

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

Compare All Checking Accounts

Filter & compare all your options in one place.

View All Products

Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

Up to 5%

APY (Annual Percentage Yield)

0.04% - 1.2%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Maintenance Fee

$0(Verified 01/21/2026)

Disclaimer popup with additional information

OnJuno Checking Account Review

The OnJuno Checking Account is offered by OnJuno, a nonbank financial services provider founded in 2017 and based in San Francisco, CA. OnJuno Checking is available in 50 states and Washington, DC.

Key Takeaways

Up to 1.2% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.2%, which is much higher than the average for the checking accounts that we track
No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.
ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States when you enroll in OnJuno mobile or online banking.
Soft credit pull. OnJuno will not perform a hard credit pull when you open an account.

OnJuno Checking Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
High yield APY .
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.

No signup bonus.
Online-only account with no access to physical branches.

OnJuno Checking FAQ

Are checking accounts from OnJuno federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #1299). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does OnJuno Checking offer?

OnJuno Checking offers an APY starting at 0.04% and ranging up to 1.2% (APY stands for annual percentage yield, rates may change).

OnJuno Checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.04% - 1.2%

What are the account minimums for OnJuno Checking?

OnJuno Checking does not require a minimum initial deposit.

OnJuno Checking Account Minimums

Description

Minimum Balance to Earn APY

Minimum Opening Deposit

What fees does OnJuno Checking charge?

The good news is that this account does not have a monthly Service Charge.

OnJuno Checking Account Fees

Description

Monthly Maintenance Fee

ATM Fee: In-Network

Starting at $0

NSF Fee

Early Account Closure

Starting at $0

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

Foreign Transaction Fee (Debit Card)

Starting at 0%

Returned Deposit Fee (International)

Starting at $5

What features and perks does OnJuno Checking offer?

This account includes the following features:

ATM rebates - This account will reimburse you for domestic ATM fees .
Fraud monitoring - OnJuno Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - OnJuno Checking allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.
Soft credit pull - OnJuno Checking performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for OnJuno Checking?

The customer support email for OnJuno Checking is hello@onjuno.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from OnJuno Checking

A Checking Account for Working Professionals. No matter where you are in your savings journey, start today — it’s free. A modern checking account for hard working professionals that provides higher savings, faster support and peace of mind.

Contact

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturdayClosed

Other Services by OnJuno

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.