Skip to content
SuperMoney logo
SuperMoney logo
Checking Accounts
Checking Accounts
1 more
Last Updated: 01/21/2026

Poppy Bank Personal Checking Account

from Poppy Bank

Last Updated: 01/21/2026
Poppy Bank logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Community Recommended Products

View All
Chase Total Checking® logo
Strongly recommended105 Reviews
Learn More
Chime® logo
Strongly recommended148 Reviews
Learn More
Chase Secure Banking logo
Strongly recommended42 Reviews
Learn More

Compare All Checking Accounts


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Welcome Offer

N/A


Rewards

N/A


APY (Annual Percentage Yield)

0.00%(Verified 12/12/2024)

Monthly Maintenance Fee

$10(Verified 01/21/2026)

Speech bubbles icon

Poppy Bank Personal Checking Account Review

The Poppy Bank Personal Checking Account is offered by Poppy Bank, a bank founded in 2004 and based in Santa Rosa, CA. Poppy Bank Personal Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • 0% APY. As with most checking accounts, Poppy Bank Personal Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly fee of $10.00, but the fee may be waived if you keep a minimum balance of$1,000.00.
  • $1,000.00 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. Poppy Bank Personal Checking Account does not charge fees on ATM transactions .

Poppy Bank Personal Checking Account Pros & Cons

Poppy Bank Personal Checking Account FAQ

Are checking accounts from Poppy Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Poppy Bank Personal Checking Account offer?

Poppy Bank Personal Checking Account is not an interest-bearing account.

What are the account minimums for Poppy Bank Personal Checking Account?

Poppy Bank Personal Checking Account requires a minimum initial deposit of $1,000.00.

What fees does Poppy Bank Personal Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of $10.00.

Does Poppy Bank Personal Checking Account charge overdraft fees?

Yes, Poppy Bank Personal Checking Account charges a $25.00 fee for every overdraft.

What features and perks does Poppy Bank Personal Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Poppy Bank Personal Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

438 1st St
Suite 100
Santa Rosa, CA 95401
(888) 636-9994
Visit Site

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

Other Services by Poppy Bank

Money Market Accounts

Be the first to rate


Savings Accounts

Be the first to rate

Community Recommended Products

View All
Chase Total Checking® logo
Strongly recommended105 Reviews
Learn More
Chime® logo
Strongly recommended148 Reviews
Learn More
Chase Secure Banking logo
Strongly recommended42 Reviews
Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Poppy Bank Personal Checking Account Community Reviews

Would you recommend Poppy Bank Personal Checking Account to your friends?

There are currently no reviews.

You might also like



Browse Checking Accounts