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Last Updated: 01/21/2026

Presidential Bank Advantage Checking

from Presidential Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.1% - 3.0%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$0 - $5(Verified 01/21/2026)

Presidential Bank Advantage Checking Review

The Presidential Bank Advantage Checking is offered by Presidential Bank, a bank founded in 1985 and based in Bethesda, MD. Advantage Checking is available in 2 states and Washington, DC.

Key Takeaways

Up to 3.0% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.0%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
Charges a monthly fee. This account charges a monthly fee of up to $5.
$500 minimum opening deposit. This is a typical minimum initial deposit.

Advantage Checking Pros & Cons

Pros

Cons

High yield APY (see terms and conditions for details).
Access to physical branches.
No charge on incoming domestic or international wire transfers.

No signup bonus.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Only available in 2 states, and Washington, DC.

Advantage Checking FAQ

Are checking accounts from Presidential Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #32363). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Advantage Checking offer?

Advantage Checking offers an APY starting at 0.1% and ranging up to 3.0% (APY stands for annual percentage yield, rates may change).

Advantage Checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.1% - 3.0%

An electronic monthly deposit of $500 or more from payroll, pension, social security, or annuity is required. Each account must have a unique direct deposit source. At least seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and Bill Payments.) Accounts that do not meet the minimum deposit and withdrawal requirements will earn a lower interest rate.

What are the account minimums for Advantage Checking?

Advantage Checking requires a minimum initial deposit of $500.

Presidential Bank Advantage Checking Minimums

Description

Minimum Opening Deposit

$500

Minimum Average Combined Balance to Avoid Monthly Maintenance Fee

Starting at $500

What fees does Advantage Checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $5.

Presidential Bank Advantage Checking Fees

Description

Monthly Service Fee

$0 - $5

Paper Statement Fee

Starting at $0

ATM Fee: In-Network

Starting at $0

NSF Fee

$25

Early Account Closure

Starting at $5

Card Replacement Fee (Standard Delivery)

Starting at $10

Online Bill Pay Fee

Starting at $5.95

Stop Payment Fee

Starting at $25

Check Image Service

Starting at $5

Check Copy

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $20

Wire Transfer Fee - International (Outgoing)

Starting at $45

Wire Transfer Fee - International (Incoming)

Starting at $0

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

Returned Deposited Check

$15

What features and perks does Advantage Checking offer?

This account includes the following features:

What is the customer support email for Advantage Checking?

The customer support email for Advantage Checking is email@presidential.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4520 East-West Hwy

Bethesda, MD 20814

(800) 383-6266

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 10:00PM

Tuesday

8:00AM - 10:00PM

Wednesday

8:00AM - 10:00PM

Thursday

8:00AM - 10:00PM

Friday

8:00AM - 10:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.