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  Red Rocks Credit Union Checking Account

Red Rocks Credit Union Checking Account

in Checking Accounts from Red Rocks Credit Union

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Red Rocks Credit Union Checking Account

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in Checking Accounts from Red Rocks Credit Union

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Red Rocks Credit Union Checking Account Review

Red Rocks Credit Union Checking Account is offered by Red Rocks Credit Union, a credit union founded in 1980 and based in Highlands Ranch, CO. Red Rocks Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Red Rocks Credit Union Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $5 to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Red Rocks Credit Union.
Red Rocks Credit Union checking Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
Red Rocks Credit Union checking FAQ

Are checking accounts from Red Rocks Credit Union federally insured?

No, your Red Rocks Credit Union checking accounts are not insured by a federal insurance agency. This means that if Red Rocks Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Red Rocks Credit Union checking offer?

Red Rocks Credit Union checking is not an interest-bearing account.

What are the account minimums for Red Rocks Credit Union checking?

Red Rocks Credit Union checking requires a minimum initial deposit of $5 to open an account.

Red Rocks Credit Union Checking Account Minimums
Description
Minimum Opening Deposit Starting at $5

What fees does Red Rocks Credit Union checking charge?

The good news is that this account does not have a monthly Service Charge.

Red Rocks Credit Union Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $32
Online Bill Pay Fee $0
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50

Does Red Rocks Credit Union checking charge overdraft fees?

Yes, Red Rocks Credit Union checking charges a $32 fee for every overdraft.

Red Rocks Credit Union checking offers overdraft protection at a cost of $5 per transaction.

What features and perks does Red Rocks Credit Union checking offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.

What is the customer support email for Red Rocks Credit Union checking?

The customer support email for Red Rocks Credit Union checking is support@redrocks.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Red Rocks Credit Union Checking Account

A checking account should help you achieve more and get the most out of life. Our Free Checking account with Visa® Debit card allows you to live life on your terms – with the tools that let you manage your money with ease and convenience. They say the best things in life are free. And our Free Checking account exemplifies that statement. With its amazing value and convenience, you have ability to manage your daily cashflow with ease–without paying a monthly service fee.

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About Red Rocks Credit Union Checking Account

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

Minimum Opening Deposit Starting at $5
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $32
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50
Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Insured by NCUA
  • No Monthly Maintenance Fee

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