Last Updated: 01/21/2026
SuperMoney User Recommendation Score +22
Mostly recommended9 total votes
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Highlights
Community Rating
Mostly recommended
Welcome Offer
N/A(Verified 09/28/2022)
Rewards
1%
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 01/21/2026)
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Number of Reviews
Sable Bank Account Review
The Sable Bank Account is offered by Sable Money Inc, a nonbank financial services provider founded in 2019 and based in New York, NY. Sable Bank Account is available in 50 states and Washington, DC.
Key Takeaways
- Get 1% Cash back on ALL eligible spend at Amazon, Uber, Uber Eats, Netflix, Hulu, Spotify, and Whole Foods.
- 1% cash back. Sable Bank Account offers rewards on purchases (see terms and conditions here for full details).
- 0% APY. As with most checking accounts, Sable Bank Account does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Sable Bank Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Sable Money Inc mobile or online banking.
- Soft credit pull. Sable Money Inc will not perform a hard credit pull when you open an account.
Sable Bank Account Pros & Cons
| Pros | Cons |
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Sable Bank Account FAQ
Are checking accounts from Sable Money federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #34403). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Sable Bank Account offer?
Sable Bank Account is not an interest-bearing account.
What are the account minimums for Sable Bank Account?
Sable Bank Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Sable Bank Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Sable Bank Account charge overdraft fees?
No, Sable Bank Account does not charge overdraft fees.What features and perks does Sable Bank Account offer?
This account includes the following features:
- Get 1% Cash back on ALL eligible spend at Amazon, Uber, Uber Eats, Netflix, Hulu, Spotify, and Whole Foods.
- Fraud monitoring - Sable Bank Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Sable Bank Account allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
- Soft credit pull - Sable Bank Account performs a soft credit pull so you can check whether you qualify without hurting your credit.
What is the customer support email for Sable Bank Account?
The customer support email for Sable Bank Account is Help@SableCard.com.
How do people rate the customer service and user experience of Sable Bank Account?
Overall, Sable Bank Account is mostly recommended based on community reviews that rate customer service and user experience.
View Sable Bank Account's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +22, or 3.4 on a 5-point rating scale.
+22
-1000+100
No one recommends
Everyone recommends
Sable Bank Account Community Reviews
Would you recommend Sable Bank Account to your friends?
U
Anonymous
Mar 20, 2023
May or may not recommend
Sable lost my money after an ACH transfer and mysteriously cannot get it back after I provided proof of where it came from and that the transaction was not accepted. I have been dealing with them everyday for the past month trying to get my money. No help from the 3 representatives that always answer.
JT
James T.
Mar 9, 2023
May or may not recommend
Sable has been a great account for me for over a year. I’ve had little to no problems. It’s easy to use. Easy to make payments. Customer support has also been very good. Best part my credit score went up 100 points. I’m a US citizen. Maybe that made it more seamless. Not sure why there are bad reviews. ...Show More
DH
Deb H.
Aug 14, 2022
May or may not recommend
WORST COMPANY EVER!! Fraud! STAY FAR AWAY!! No customer service!
B. James C.
Jun 10, 2022
May or may not recommend
My account yes went in the negative for 10 days unfortunately because for some reason my pay did not go in on time now they restricted my account sable card on the day before I was to get paid I got paid 13 hours later I found out it didn't show or update until then then after that it has been still unreal has been still restricted for the last ...Show More
AS
Alaina S.
Jun 3, 2022
May or may not recommend
This bank account is very easy to use and comes with a list of features that make this a very desirable choice. Would recommend.
ST
Sara T.
May 24, 2022
May or may not recommend
It’s not a good as other accounts I have used but it does its purpose.
RF
Robelys F.
May 23, 2022
May or may not recommend
Sable bank account just makes it easier it has a lot of privacy and benefit just as you having a bank in your phone their monthly fees are extremely low
VJ
Victoria J.
Apr 29, 2022
May or may not recommend
Sable Debit Card has a few nice features, including purchase protection, cashback rewards and free international transfers. Plus, there’s no monthly maintenance fee or opening deposit requirement. Good features for a bank account!
DR
David R.
Jan 21, 2022
May or may not recommend
So far so good, they gave me a checking account with a debit card as well as a secured checking account.
Showing 9 of 9 reviews
