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Last Updated: 01/21/2026

South Towns Community FCU Checking/Share Draft Account

in Checking Accounts from South Towns Community Federal Credit Union

Last Updated: 01/21/2026

South Towns Community Federal Credit Union logo
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Welcome Offer

N/A

Cashback Rewards

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APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0(Verified 01/21/2026)
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South Towns Community FCU Checking/Share Draft Account Review

The South Towns Community FCU Checking/Share Draft Account is offered by South Towns Community Federal Credit Union, a credit union founded in 1967 and based in Lackawanna, NY. South Towns Community FCU Checking/Share Draft Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

South Towns Community FCU Checking/Share Draft Account Pros & Cons

South Towns Community FCU Checking/Share Draft Account FAQ

Are checking accounts from South Towns Community Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does South Towns Community FCU Checking/Share Draft Account offer?

South Towns Community FCU Checking/Share Draft Account is not an interest-bearing account.

What are the account minimums for South Towns Community FCU Checking/Share Draft Account?

South Towns Community FCU Checking/Share Draft Account does not require a minimum initial deposit.

What fees does South Towns Community FCU Checking/Share Draft Account charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does South Towns Community FCU Checking/Share Draft Account offer?

This account includes the following features:

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    Contact

    Headquarters

    3040 South Park Ave
    Lackawanna, NY 14218
    (716) 827-7788
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:00PM
    Tuesday
    9:00AM - 4:00PM
    Wednesday
    9:00AM - 4:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 4:00PM
    Saturday
    Closed

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