Southeast FCU Interest Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.03% |
| Monthly Fee | $0 - $9 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Southeast FCU Interest Checking Account Review
Southeast FCU Interest Checking Account is offered by Southeast Financial Credit Union, a credit union founded in 1936 and based in Knoxville, TN. Southeast FCU Interest Checking Account are available in 2 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $9.
- Small minimum initial deposit. You only need $5 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Southeast Financial Credit Union.
Southeast Financial Credit Union Pros & Cons
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Southeast Financial Credit Union FAQ
Are checking accounts from Southeast Financial Credit Union federally insured?
No, your Southeast Financial Credit Union checking accounts are not insured by a federal insurance agency. This means that if Southeast Financial Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Southeast Financial Credit Union offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
Southeast Financial Credit Union offers an APY of 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Southeast Financial Credit Union?
Southeast Financial Credit Union requires a minimum initial deposit of $5 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $5 |
| Minimum Balance to Earn APY | $0.01 |
What fees does Southeast Financial Credit Union charge?
This account charges a monthly service fee of up to $9.
| Description | |
|---|---|
| Monthly Fee | $0 - $9 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| Foreign Transaction Fee (Debit Card) | 1.4% |
| NSF Fee | $32 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $40 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $55 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $25 |
Does Southeast Financial Credit Union charge overdraft fees?
Yes, Southeast Financial Credit Union charges a $32 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.What features and perks does Southeast Financial Credit Union offer?
This account includes the following features:
- Fraud monitoring - Southeast Financial Credit Union monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Southeast Financial Credit Union allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Southeast Financial Credit Union?
The customer support email for Southeast Financial Credit Union is webmaster@ncua.gov.
Message From Southeast Financial Credit Union
Contact
- Headquarters
-
7216 Wellington Dr # 4
Knoxville, TN 37919 USA - (800) 521-9653
- Visit Site
- Email Support
About Southeast FCU Interest Checking Account
Availability
- Kentucky
- Tennessee
Feature Breakdown
| Minimum Opening Deposit | Starting at $5 |
| Minimum Balance to Earn APY | $0.01 |
Southeast FCU Interest Checking Account Community Reviews
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