Southeast FCU Interest Checking Account Review
Southeast FCU Interest Checking Account is offered by Southeast Financial Credit Union,
a credit union
founded in 1936 and based in Knoxville, TN.
Southeast FCU Interest Checking Account is available in
2 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $9.
- Small minimum initial deposit. You only need $5 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Southeast Financial Credit Union.
Southeast Financial Credit Union Pros & Cons
- Interest-yielding account.
- Insured by NCUA.
- Free debit card
- No signup bonus.
- Does not provide access to a nationwide ATM network.
- Not FDIC-insured.
- Only available in 2 states.
- Higher than average wire transfer fees.
- Monthly service charge.
- Charges a higher than average fee on out-of-network ATM transactions.
Southeast Financial Credit Union FAQ
Are checking accounts from Southeast Financial Credit Union federally insured?
No, your Southeast Financial Credit Union checking accounts are not insured by a federal insurance agency. This means that if Southeast Financial Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Southeast Financial Credit Union offer?
Southeast FCU Interest Checking Account Rates & Terms
|APY (Annual Percentage Yield)
Southeast Financial Credit Union offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Southeast Financial Credit Union?
Southeast Financial Credit Union requires a minimum initial deposit of $5 to open an account.
Southeast FCU Interest Checking Account Minimums
|Minimum Balance to Earn APY
|Minimum Opening Deposit
||Starting at $5
What fees does Southeast Financial Credit Union charge?
This account charges a monthly service fee of up to $9.
Southeast FCU Interest Checking Account Fees
|ATM Fee: In-Network
|Debit Card Replacement Fee
|Early Account Closure
|Foreign Transaction Fee (Debit Card)
||$0 - $9
|Online Bill Pay Fee
|Overdraft Item Fee
|Overdraft Protection Fee (per transfer)
|Paper Statement Fee
|Returned Deposit Fee (Domestic)
|Returned Deposit Fee (International)
|Stop Payment Fee
|Wire Transfer Fee - Domestic (Incoming)
|Wire Transfer Fee - Domestic (Outgoing)
|Wire Transfer Fee - International (Incoming)
|Wire Transfer Fee - International (Outgoing)
|ATM Fee: Out-of-Network
||Starting at $2
Does Southeast Financial Credit Union charge overdraft fees?
Yes, Southeast Financial Credit Union charges a $32 fee for every overdraft.
Southeast Financial Credit Union offers overdraft protection at a cost of $10 per transaction.
What features and perks does Southeast Financial Credit Union offer?
This account includes the following features:
- Fraud monitoring - Southeast Financial Credit Union monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Southeast Financial Credit Union allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Southeast Financial Credit Union?
The customer support email for Southeast Financial Credit Union is firstname.lastname@example.org.
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