Space Coast Credit Union Interest Checking Review
Space Coast Credit Union Interest Checking is offered by Space Coast Credit Union,
a credit union
founded in 1951 and based in Melbourne, FL.
Space Coast Credit Union Interest Checking is available in
1 state across the USA.
- Higher than average APY. Space Coast Credit Union Interest Checking has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $1,500.
- Bill pay. Pay your bills to practically anyone in the United States through Space Coast Credit Union.
Space Coast checking account Pros & Cons
- No direct deposit requirement.
- Interest bearing checking account.
- Interest-yielding account.
- Insured by NCUA.
- Access to physical branches.
- Free debit card
- High monthly fee if minimum requirements are not met.
- No signup bonus.
- Does not provide access to a nationwide ATM network.
- Not FDIC-insured.
- Only available in one state.
- Higher than average wire transfer fees.
- Monthly service charge.
- Charges a higher than average fee on out-of-network ATM transactions.
Space Coast checking account FAQ
Are checking accounts from Space Coast Credit Union federally insured?
No, your Space Coast Credit Union checking accounts are not insured by a federal insurance agency. This means that if Space Coast Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Space Coast checking account offer?
Space Coast checking account offers an APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.
Space Coast checking account Rates and Terms
|APY (Annual Percentage Yield)
||0.05% - 0.10%
What are the account minimums for Space Coast checking account?
Space Coast checking account requires a minimum initial deposit of $25 to open an account.
Space Coast Credit Union Interest Checking Minimums
|Minimum Balance to Earn APY
|Minimum Opening Deposit
||Starting at $25
|Minimum Balance to Avoid Monthly Fee
||Starting at $1,500
What fees does Space Coast checking account charge?
This account charges a monthly service fee of up to $15.
Space Coast Credit Union Interest Checking Fees
|ATM Fee: In-Network
|Foreign Transaction Fee (Debit Card)
||$0 - $15
|Online Bill Pay Fee
|Overdraft Item Fee
|Overdraft Protection Fee (per transfer)
|Returned Deposit Fee (Domestic)
|Returned Deposit Fee (International)
|Stop Payment Fee
|Wire Transfer Fee - Domestic (Incoming)
|Wire Transfer Fee - Domestic (Outgoing)
|Wire Transfer Fee - International (Incoming)
|Wire Transfer Fee - International (Outgoing)
|ATM Fee: Out-of-Network
||Starting at $2.50
Does Space Coast checking account charge overdraft fees?
Yes, Space Coast checking account charges a $30 fee for every overdraft.
What features and perks does Space Coast checking account offer?
This account includes the following features:
- Fraud monitoring - Space Coast checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Space Coast checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Space Coast checking account?
The customer support email for Space Coast checking account is firstname.lastname@example.org.
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