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  Space Coast Credit Union Interest Checking

Space Coast Credit Union Interest Checking

in Checking Accounts from Space Coast Credit Union

Unaffiliated

Space Coast Credit Union Interest Checking

Unaffiliated

in Checking Accounts from Space Coast Credit Union

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Highlights
Highlights
Monthly Fee $0 - $15
Minimum Balance to Avoid Monthly Fee $1,500
ATM Fee: Out-of-Network $2.50
APY 0.25% - 0.75%

Space Coast Credit Union Interest Checking Review

Where is Space Coast Credit Union Interest Checking available?

Space Coast Credit Union is a credit union based in Melbourne, FL. It was founded in 1951 and offers banking services in 1 state across the USA.

Is Space Coast Credit Union Interest Checking insured by the FDIC?

Space Coast Credit Union Interest Checking is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Space Coast Credit Union Interest Checking were to fall into financial difficulties.

What APY does Space Coast Credit Union offer?

Space Coast Credit Union Interest Checking offers an APY starting at 0.25% and ranging up to 0.75% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.

Space Coast Credit Union Interest Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.25% - 0.75%

What are the account minimums for Space Coast Credit Union Interest Checking?

Space Coast Credit Union Interest Checking requires a minimum initial deposit of $25 to open an account.

Space Coast Credit Union Interest Checking Account Minimums
Description Amount
Minimum Initial Deposit $25
APY Minimum Balance $1
Minimum Balance to Avoid Monthly Fee $1,500

What fees does Space Coast Credit Union Interest Checking charge?

This account charges a monthly maintenance fee of up to $15.

Space Coast Credit Union Interest Checking Fees
Description
Monthly Fee $0 - $15
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $30
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $30
Early Account Closure N/A
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $15
Check Image Service N/A
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit N/A

What features and perks does Space Coast Credit Union Interest Checking offer?

This account includes the following features:

  • Fraud monitoring - Space Coast Credit Union Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Space Coast Credit Union Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   8045 N Wickham Road
    Melbourne, FL 32940
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 9:00am - 5:00pm

About Space Coast Credit Union Interest Checking

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

APY Minimum Balance $1
Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $1,500
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Online Bill Pay Fee $0
Monthly Fee $0 - $15
ATM Fee: Out-of-Network $2.50
NSF Fee $30
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $15
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $10
Bank Account Features
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
APY 0.25% - 0.75%

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