Space Coast CU Interest Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 0.10% (Verified 07/13/2022) |
| Monthly Fee | $0 - $15 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
Space Coast CU Interest Checking Review
Space Coast CU Interest Checking is offered by Space Coast Credit Union, a credit union founded in 1951 and based in Melbourne, FL. Space Coast CU Interest Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.10%.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $1,500.
- Bill pay. Pay your bills to practically anyone in the United States through Space Coast Credit Union.
Space Coast checking account Pros & Cons
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|---|---|
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Space Coast checking account FAQ
Are checking accounts from Space Coast Credit Union federally insured?
No, your Space Coast Credit Union checking accounts are not insured by a federal insurance agency. This means that if Space Coast Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Space Coast checking account offer?
Space Coast checking account offers an APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.10% |
What are the account minimums for Space Coast checking account?
Space Coast checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| Minimum Balance to Earn APY | $1 |
What fees does Space Coast checking account charge?
This account charges a monthly service fee of up to $15.
| Description | |
|---|---|
| Monthly Fee | $0 - $15 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
Does Space Coast checking account charge overdraft fees?
Yes, Space Coast checking account charges a $30 fee for every overdraft.What features and perks does Space Coast checking account offer?
This account includes the following features:
- Fraud monitoring - Space Coast checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Space Coast checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Space Coast checking account?
The customer support email for Space Coast checking account is info@sccu.com.
Message From Space Coast checking account
Contact
- Headquarters
-
8045 N Wickham Road
Melbourne, FL 32940 USA - Visit Site
- Email Support
About Space Coast CU Interest Checking
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| Minimum Balance to Earn APY | $1 |
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