Tinker FCU Click Checking
Would you recommend Tinker FCU Click Checking to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 1.25% (Verified 08/04/2023) |
| Monthly Maintenance Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Tinker FCU Click Checking Review
Tinker FCU Click Checking is offered by Tinker Federal Credit Union, a credit union founded in 1946 and based in Oklahoma City, OK. Tinker Federal Credit Union checking account is available in 1 state across the USA.
Key Takeaways
- Up to 1.25% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.25%, which is much higher than the average for the checking accounts that we track. However, you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge any monthly account fees.
- No ATM fees. Tinker FCU Click Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Tinker Federal Credit Union mobile or online banking.
Tinker Federal Credit Union checking account Pros & Cons
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Tinker Federal Credit Union checking account FAQ
Are checking accounts from Tinker Federal Credit Union federally insured?
No, your Tinker Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Tinker Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Tinker Federal Credit Union checking account offer?
Tinker Federal Credit Union checking account offers an APY starting at 0.05% and ranging up to 1.25% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 1.25% |
What are the account minimums for Tinker Federal Credit Union checking account?
Tinker Federal Credit Union checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0.01 |
What fees does Tinker Federal Credit Union checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 |
| ATM Fee: In-Network | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $22.50 |
| Overdraft Item Fee | $22.50 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $22.50 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $10 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $10 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Check Cashing Fee | $3 |
| Debit Card Replacement Fee (Standard Delivery) | $0 |
Does Tinker Federal Credit Union checking account charge overdraft fees?
Yes, Tinker Federal Credit Union checking account charges a $22.50 fee for every overdraft.What features and perks does Tinker Federal Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - Tinker Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Tinker Federal Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Tinker Federal Credit Union checking account?
The customer support email for Tinker Federal Credit Union checking account is memberservices@tinkerfcu.org.
Message From Tinker Federal Credit Union checking account
Contact
- Headquarters
-
715 Metropolitan Ave.
Oklahoma City, OK 73108 USA - Visit Site
- Email Support
About Tinker FCU Click Checking
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0.01 |
Tinker FCU Click Checking Community Reviews
Would you recommend Tinker FCU Click Checking to your friends?
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