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  Tinker Federal Credit Union Click Checking

Tinker Federal Credit Union Click Checking

in Checking Accounts from Tinker Federal Credit Union

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Tinker Federal Credit Union Click Checking

Unaffiliated

in Checking Accounts from Tinker Federal Credit Union

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.05% - 1.25%

Tinker Federal Credit Union Click Checking Review

Tinker Federal Credit Union Click Checking is offered by Tinker Federal Credit Union, a credit union founded in 1946 and based in Oklahoma City, OK. Tinker Federal Credit Union Click Checking is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 1.25%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.01.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No ATM fees. Tinker Federal Credit Union Click Checking does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Tinker Federal Credit Union.
  • Hard credit pull. Tinker Federal Credit Union may require a hard pull on your credit report to open a checking account.
Tinker Federal Credit Union Click Checking Pros & Cons
Pros Cons
  • High-interest yield.
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
Tinker Federal Credit Union Click Checking FAQ

Are checking accounts from Tinker Federal Credit Union federally insured?

No, your Tinker Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Tinker Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Tinker Federal Credit Union Click Checking offer?

Tinker Federal Credit Union Click Checking offers an APY starting at 0.05% and ranging up to 1.25% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.

Tinker Federal Credit Union Click Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 1.25%

What are the account minimums for Tinker Federal Credit Union Click Checking?

Tinker Federal Credit Union Click Checking requires a minimum initial deposit of $25 to open an account.

Tinker Federal Credit Union Click Checking Account Minimums
Description Amount
Minimum Opening Deposit $25
APY Minimum Balance $0.01

What fees does Tinker Federal Credit Union Click Checking charge?

The good news is that this account does not have a monthly Service Charge.

Tinker Federal Credit Union Click Checking Fees
Description
ATM Fee: In-Network $0
Check Cashing Fee $3
Check Copy $5
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $22.50
Online Bill Pay Fee $0
Overdraft Item Fee $22.50
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $22.50
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $10

Does Tinker Federal Credit Union Click Checking charge overdraft fees?

Yes, Tinker Federal Credit Union Click Checking charges a $22.50 fee for every overdraft fee.

What features and perks does Tinker Federal Credit Union Click Checking offer?

This account includes the following features:

  • Fraud monitoring - Tinker Federal Credit Union Click Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Tinker Federal Credit Union Click Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   715 Metropolitan Ave.
    Oklahoma City, OK 73108
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 9:00pm
  • Tuesday 6:00am - 9:00pm
  • Wednesday 6:00am - 9:00pm
  • Thursday 6:00am - 9:00pm
  • Friday 6:00am - 9:00pm
  • Saturday 8:00am - 1:00pm

About Tinker Federal Credit Union Click Checking

Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Cashing Fee $3
Check Copy $5
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $22.50
Overdraft Item Fee $22.50
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $22.50
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $10
Bank Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • NCUA Member
  • Branch Access
APY (Annual Percentage Yield) 0.05% - 1.25%

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