Last Updated: 01/21/2026
TruStone Financial CU TruRate Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 4.00%(Verified 06/21/2024)
Monthly Service Fee
$0 - $20(Verified 01/21/2026)
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TruStone Financial CU TruRate Checking Account Review
The TruStone Financial CU TruRate Checking Account is offered by TruStone Financial Credit Union, a credit union founded in 1939 and based in Minneapolis, MN. TruStone Financial CU Checking Accounts is available in 50 states and Washington, DC.
Key Takeaways
- Up to 4.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 4.00%, which is much higher than the average for the checking accounts that we track
- $0 monthly account fees available. This account charges a monthly fee of up to $20, but the fee may be waived if you keep a minimum balance of$2,000.
- Large minimum initial deposit. You need a minimum deposit of $2,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. TruStone Financial CU TruRate Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in TruStone Financial Credit Union mobile or online banking.
TruStone Financial CU Checking Accounts Pros & Cons
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TruStone Financial CU Checking Accounts FAQ
Are checking accounts from TruStone Financial Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does TruStone Financial CU Checking Accounts offer?
TruStone Financial CU Checking Accounts offers an APY starting at 0.10% and ranging up to 4.00% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.10% - 4.00% |
What are the account minimums for TruStone Financial CU Checking Accounts?
TruStone Financial CU Checking Accounts requires a minimum initial deposit of $2,000.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does TruStone Financial CU Checking Accounts charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $20 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does TruStone Financial CU Checking Accounts offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - TruStone Financial CU Checking Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for TruStone Financial CU Checking Accounts?
The customer support email for TruStone Financial CU Checking Accounts is estaff@trustonefinancial.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM