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  TruWest Credit Union High Yield Checking Accounts
TruWest Credit Union High Yield Checking Accounts
in Checking Accounts from TruWest Credit Union · Insured by NCUA
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TruWest Credit Union High Yield Checking Accounts

Unaffiliated
in Checking Accounts from TruWest Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 4.00%
(Verified 08/04/2023)
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

TruWest Credit Union High Yield Checking Accounts Review

TruWest Credit Union High Yield Checking Accounts is offered by truwest credit union, a credit union founded in 1952 and based in Scottsdale, AZ. truwest checking is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 4.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 4.00%, which is much higher than the average for the checking accounts that we track.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. TruWest Credit Union High Yield Checking Accounts does not charge fees on ATM transactions.

truwest checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • Insured by NCUA.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not offer mobile check deposits.

truwest checking FAQ

Are checking accounts from truwest credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does truwest checking offer?

truwest checking offers an APY starting at 0.05% and ranging up to 4.00% (APY stands for annual percentage yield, rates may change).

truwest checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 4.00%

What are the account minimums for truwest checking?

truwest checking requires a minimum initial deposit of $5 to open an account.

TruWest Credit Union High Yield Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $5

What fees does truwest checking charge?

The good news is that this account does not have a monthly Service Charge.

TruWest Credit Union High Yield Checking Accounts Fees
Description
Monthly Maintenance Fee $0

What features and perks does truwest checking offer?

This account includes the following features:

  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for truwest checking?

The customer support email for truwest checking is onlineservices@truwest.org.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $5
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Debit Card Lock/Unlock
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.05% - 4.00%
(Verified 08/04/2023)

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