Last Updated: 01/21/2026
United States Senate FCU Gold Source Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.05%(Verified 06/21/2024)
Monthly Service Fee
Starting at $0(Verified 01/21/2026)
United States Senate FCU Gold Source Checking Account Review
The United States Senate FCU Gold Source Checking Account is offered by United States Senate Federal Credit Union, a credit union founded in 1935 and based in Alexandria, VA. United States Senate FCU Gold Source Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
- Large minimum initial deposit. You need a minimum deposit of $2,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. United States Senate FCU Gold Source Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in United States Senate Federal Credit Union mobile or online banking.
United States Senate FCU Gold Source Checking Account Pros & Cons
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United States Senate FCU Gold Source Checking Account FAQ
Are checking accounts from United States Senate Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does United States Senate FCU Gold Source Checking Account offer?
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| APY (Annual Percentage Yield) | 0.05% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
United States Senate FCU Gold Source Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $2000.
What are the account minimums for United States Senate FCU Gold Source Checking Account?
United States Senate FCU Gold Source Checking Account requires a minimum initial deposit of $2,000.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does United States Senate FCU Gold Source Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
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| Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does United States Senate FCU Gold Source Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - United States Senate FCU Gold Source Checking Account allows you to manage your money online or with a mobile app.
What is the customer support email for United States Senate FCU Gold Source Checking Account?
The customer support email for United States Senate FCU Gold Source Checking Account is services@ussfcu.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 4:00PM
Saturday
Closed