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Last Updated: 01/21/2026

VirtualBank Checking Account

from VirtualBank

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

N/A(Verified 05/31/2023)

Monthly Maintenance Fee

$0(Verified 01/21/2026)

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VirtualBank Checking Account Review

The VirtualBank Checking Account is offered by VirtualBank, a bank founded in 2009 and based in Palm Beach Gardens, FL. VirtualBank is available in 49 states and Washington, DC.

Key Takeaways

No minimum initial deposit. There is no minimum balance required to open an account online.

VirtualBank Pros & Cons

Pros

Cons

Available in 49 states and Washington, DC.

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card

VirtualBank FAQ

Are checking accounts from VirtualBank, a division of First Horizon Bank federally insured?

Yes, your VirtualBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does VirtualBank offer?

VirtualBank is not an interest-bearing account.

What are the account minimums for VirtualBank?

VirtualBank does not require a minimum initial deposit.

VirtualBank Checking Account Minimums

Description

Minimum Opening Deposit

$0

What fees does VirtualBank charge?

This account charges a monthly maintenance fee each statement cycle of $0.

VirtualBank Checking Account Fees

Description

Monthly Maintenance Fee

$0

What features and perks does VirtualBank offer?

This account includes the following features:

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

PO Box 109638

Palm Beach Gardens, FL 33410

(877) 998-2265

Visit Site

Hours of Operation

SundayClosedMonday8:30AM - 5:30PMTuesday8:30AM - 5:30PMWednesday8:30AM - 5:30PMThursday8:30AM - 5:30PMFriday8:30AM - 5:30PMSaturdayClosed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

VirtualBank Checking Account Community Reviews

Would you recommend VirtualBank Checking Account to your friends?

GF

Gabriel F.

Oct 2, 2023

May or may not recommend

I have used this and all I can say is the service is superb. I would recommend it for online transactions. It's fast and the customer service is quick to resolve issue

Showing 1 of 1 reviews