Virtual Bank Checking Account

Virtual Bank Checking Account

in Checking Accounts from Virtual Bank · Member FDIC


Virtual Bank Checking Account


in Checking Accounts from Virtual Bank · Member FDIC

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Monthly Fee N/A
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Virtual Bank Checking Account Review

Virtual Bank Checking Account is offered by Virtual Bank, a bank founded in 2009 and based in Trenton, NJ. Virtual Bank Checking Account is available in state across the USA.

Key Takeaways
  • Hard credit pull. Virtual Bank may require a hard pull on your credit report to open a checking account.
Virtual Bank Checking Account Pros & Cons
Pros Cons
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
Virtual Bank Checking Account FAQ

Are checking accounts from Virtual Bank federally insured?

Yes, your Virtual Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Virtual Bank Checking Account offer?

What are the account minimums for Virtual Bank Checking Account?

Virtual Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $

What fees does Virtual Bank Checking Account charge?

Virtual Bank Checking Account Fees
Monthly Fee N/A
Paper Statement Fee N/A
ATM Fee: In-Network N/A
ATM Fee: Out-of-Network N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee N/A
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A

What features and perks does Virtual Bank Checking Account offer?

This account includes the following features:

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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