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Checking Accounts
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Last Updated: 01/21/2026

VirtualBank Checking Account

in Checking Accounts from VirtualBank

Last Updated: 01/21/2026

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Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A(Verified 05/31/2023)

Monthly Service Fee

$0(Verified 01/21/2026)
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VirtualBank Checking Account Review

The VirtualBank Checking Account is offered by VirtualBank, a bank founded in 2009 and based in Palm Beach Gardens, FL. VirtualBank is available in 49 states and Washington, DC.

Key Takeaways

  • No minimum initial deposit. There is no minimum balance required to open an account online.

VirtualBank Pros & Cons

VirtualBank FAQ

Are checking accounts from VirtualBank, a division of First Horizon Bank federally insured?

Yes, your VirtualBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does VirtualBank offer?

VirtualBank is not an interest-bearing account.

What are the account minimums for VirtualBank?

VirtualBank does not require a minimum initial deposit.

What fees does VirtualBank charge?

This account charges a monthly maintenance fee each statement cycle of $0.

What features and perks does VirtualBank offer?

This account includes the following features:

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    PO Box 109638
    Palm Beach Gardens, FL 33410
    (877) 998-2265
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 5:30PM
    Tuesday
    8:30AM - 5:30PM
    Wednesday
    8:30AM - 5:30PM
    Thursday
    8:30AM - 5:30PM
    Friday
    8:30AM - 5:30PM
    Saturday
    Closed

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