Wescom Credit Union Fee Free Checking
in Checking Accounts from Wescom Credit Union
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| Monthly Fee | $0 - $8 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
Wescom Credit Union Fee Free Checking Review
Wescom Credit Union Fee Free Checking is offered by Wescom Credit Union, a credit union founded in 1934 and based in Pasadena, CA. Wescom Credit Union Fee Free Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Wescom Credit Union Fee Free Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $8.
- Small minimum initial deposit. You only need $1 to open an account.
- Free bill pay. Pay your bills to practically anyone in the United States through Wescom Credit Union.
- Hard credit pull. Wescom Credit Union may require a hard pull on your credit report to open a checking account.
Wescom Credit Union Fee Free Checking Pros & Cons
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Wescom Credit Union Fee Free Checking FAQ
Are checking accounts from Wescom Credit Union federally insured?
No, your Wescom Credit Union checking accounts are not insured by a federal insurance agency. This means that if Wescom Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Wescom Credit Union Fee Free Checking offer?
Wescom Credit Union Fee Free Checking is not an interest-bearing account.
What are the account minimums for Wescom Credit Union Fee Free Checking?
Wescom Credit Union Fee Free Checking requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does Wescom Credit Union Fee Free Checking charge?
This account charges a monthly maintenance fee of up to $8.
| Description | |
|---|---|
| Monthly Fee | $0 - $8 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $30 |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | $5 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | $10 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Wescom Credit Union Fee Free Checking offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Wescom Credit Union Fee Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
123 S Marengo Avenue
Pasadena, CA 91101 - Visit Site
About Wescom Credit Union Fee Free Checking
Availability
Available in 1 state
California
Availabile in all of California
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