Wescom Credit Union Fee Free Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 - $8 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Wescom Credit Union Fee Free Checking Review
Wescom Credit Union Fee Free Checking is offered by Wescom Credit Union, a credit union founded in 1934 and based in Pasadena, CA. Wescom Credit Union Fee Free Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Wescom Credit Union Fee Free Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $8.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States through Wescom Credit Union.
Wescom checking account Pros & Cons
| Pros | Cons |
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Wescom checking account FAQ
Are checking accounts from Wescom Credit Union federally insured?
No, your Wescom Credit Union checking accounts are not insured by a federal insurance agency. This means that if Wescom Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Wescom checking account offer?
Wescom checking account is not an interest-bearing account.
What are the account minimums for Wescom checking account?
Wescom checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
What fees does Wescom checking account charge?
This account charges a monthly service fee of up to $8.
| Description | |
|---|---|
| Monthly Fee | $0 - $8 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
Does Wescom checking account charge overdraft fees?
Yes, Wescom checking account charges a $30 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does Wescom checking account offer?
This account includes the following features:
- Fraud monitoring - Wescom checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Wescom checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Wescom checking account?
The customer support email for Wescom checking account is mail@wescom.org.
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Message From Wescom checking account
Contact
- Headquarters
-
123 S Marengo Avenue
Pasadena, CA 91101 USA - Visit Site
- Email Support
About Wescom Credit Union Fee Free Checking
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
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