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  Wescom Credit Union Fee Free Checking

Wescom Credit Union Fee Free Checking

in Checking Accounts from Wescom Credit Union

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Wescom Credit Union Fee Free Checking

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in Checking Accounts from Wescom Credit Union

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Highlights
Monthly Fee $0 - $8
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Wescom Credit Union Fee Free Checking Review

Wescom Credit Union Fee Free Checking is offered by Wescom Credit Union, a credit union founded in 1934 and based in Pasadena, CA. Wescom Credit Union Fee Free Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Wescom Credit Union Fee Free Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $8.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Wescom Credit Union.
Wescom checking account Pros & Cons
Pros Cons
  • Free access to 30,000 ATMs nationwide.
  • Low foreign transaction fee.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • No ATM access to Wescom Credit Union Fee Free Checking.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Wescom checking account FAQ

Are checking accounts from Wescom Credit Union federally insured?

No, your Wescom Credit Union checking accounts are not insured by a federal insurance agency. This means that if Wescom Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Wescom checking account offer?

Wescom checking account is not an interest-bearing account.

What are the account minimums for Wescom checking account?

Wescom checking account does not require a minimum initial deposit.

Wescom checking account Account Minimums
Description Amount
Minimum Opening Deposit $0

What fees does Wescom checking account charge?

This account charges a monthly service fee of up to $8.

Wescom Credit Union Fee Free Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $10
ATM Fee: Out-of-Network $2

Does Wescom checking account charge overdraft fees?

Yes, Wescom checking account charges a $30 fee for every overdraft.

Wescom checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Wescom checking account offer?

This account includes the following features:

  • Fraud monitoring - Wescom checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Wescom checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   123 S Marengo Avenue
    Pasadena, CA 91101
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 4:00pm

About Wescom Credit Union Fee Free Checking

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $10
ATM Fee: Out-of-Network $2
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access

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