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TransUnion Credit Monitoring
TransUnion Credit Monitoring 10 reviews
Monthly Fee $0 Review Pros & Cons

Pros Cons
  • Experian's credit report.
  • FICO Score available.
  • Provides identity protection.
  • Only offers access to the data of one credit bureau.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not provide access to all three national credit bureau reports.
  • Does not allow you to check your updated credit report anytime you want. FAQ

What is, Inc is based in Allen, TX and was founded in 1995. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as

How much is

No, doesn't charge a monthly fee.

Does, Inc offer free credit monitoring services?

No, does not offer free credit monitoring.

Does offer a free trial?

No, does not offer a free trial.

How accurate is is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports. However, only offers access to Experian's credit report.

Credit scores also vary depending on the model used, such as Vantage or FICO 8. gives you access to your FICO score, which is the model most widely used by lenders.

How often does update? allows you to check an updated version of your credit report monthly.

What features does offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features offers. Features
Credit Bureau Reporting Experian
Credit Monitoring Features
  • Historical Score Tracking
  • Online Credit Education
  • FICO Score Available
Credit Report Frequency Monthly
Identity Protection Identity Theft Monitoring

Does offer identity protection? offers the following identity protection service.
Identity Protection
Supported Options Unsupported Options
  • Identity Theft Monitoring
  • Identity Theft Insurance
  • Identity Restoration Support

Does help with fixing credit report errors?

No, does not help with credit report error disputes.

Does help you put a credit freeze on your credit report?

No, does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

How to contact

The easiest way to contact is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

How to cancel

To cancel your account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

How can I join

  1. Visit the website.
  2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
  3. Check the information is accurate and submit your application.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From

First, your credit score is based on your credit report. Any incorrect information could reduce your credit score. A lower credit score can cause your interest rates to rise or you could be denied credit. Your credit report also lists past addresses and employers. Credit report inaccuracies could slow loan processing.

A credit report is often the first place people detect identity theft. By regularly monitoring your credit, you can reduce the damage from credit fraud.

Feature Breakdown

Monthly Fee $0
Credit Bureau Reporting Experian
Credit Monitoring Features
  • Historical Score Tracking
  • Online Credit Education
  • FICO Score Available
Credit Report Frequency Monthly
Identity Protection Identity Theft Monitoring
FICO Score Available
Online Credit Education

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