in Credit Monitoring Tools from



in Credit Monitoring Tools from

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Community Rating Strongly not recommended
Max Monthly Fee $0
Identity Theft Insurance? N/A
Triple Bureau Credit Monitoring? N/A
Number of Reviews 5 Review

What is is based in Allen, TX and was founded in 1995. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as

How much is

No, doesn't charge a monthly fee.

Does offer free credit monitoring services?

No, does not offer free credit monitoring.

Does offer a free trial?

No, does not offer a free trial.

How accurate is is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports. However, only offers access to Experian's credit report.

Credit scores also vary depending on the model used, such as Vantage or FICO 8. does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

How often does update? allows you to check an updated version of your credit report monthly.

What features does offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features offers. Features
Credit Bureau Reporting Experian
Credit Monitoring Features Online Credit Education
Credit Report Frequency Monthly

Does offer identity protection? does not provide identity protection services.

Does help with fixing credit report errors?

No, does not help with credit report error disputes.

Does help you put a credit freeze on your credit report?

No, does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

How to contact

The easiest way to contact is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

How to cancel

To cancel your account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

How can I join

  1. Visit the website.
  2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
  3. Check the information is accurate and submit your application.

How does compare to other credit monitoring companies?

Pros & Cons of
Pros Cons
  • Experian's credit report.
  • Only offers access to the data of one credit bureau.
  • FICO Scores are not available.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not provide access to all three national credit bureau reports.
  • Does not allow you to check your updated credit report anytime you want.
  • No identity protection available.
  • SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   PO Box 2390
      Allen, TX 75013
    •   Visit Site


    Feature Breakdown

    Monthly Fee $0
    No Monthly Fees  
    Max Monthly Fee $0
    Credit Bureau Reporting Experian
    Credit Monitoring Features Online Credit Education
    Credit Report Frequency Monthly
    FICO Score Available  
    Online Credit Education Community Reviews


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