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Deserve® Honor Society Pro Card Claimed

Deserve® Honor Society Pro Card

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Highlights
Purchase APR  (Variable APR) 20.24% - 27.24%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) N/A
(Verified 01/09/2023)
Credit Score Range 600 - 850
Annual Fee $0

Deserve® Honor Society Pro Card Review

This is a cashback card issued by Deserve Inc.. If you're wondering whether Deserve® Honor Society Pro Card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Deserve® Honor Society Pro Card

The Good The Bad
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Deserve® Honor Society Pro Card is accepted.
  • Deserve® Honor Society Pro Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.

Deserve® Honor Society Pro Card FAQ

Does Deserve® Honor Society Pro Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Deserve® Honor Society Pro Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Deserve® Honor Society Pro Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Deserve® Honor Society Pro Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Deserve® Honor Society Pro Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Deserve® Honor Society Pro Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Deserve® Honor Society Pro Card has a variable purchase APR that ranges from 20.24% up to 27.24%.

Does Deserve® Honor Society Pro Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Deserve® Honor Society Pro Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Deserve® Honor Society Pro Card?

The following fees apply:

  • There is no overlimit fee
Deserve® Honor Society Pro Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Program Fee $
Foreign Transaction Fee 0%
Returned Payment Fee Starting at $ up to $37
Late Payment Fee Starting at up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Deserve® Honor Society Pro Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Deserve® Honor Society Pro Card?

The Deserve® Honor Society Pro Card customer service number is (801) 981-4334.

What is the support contact email for Deserve® Honor Society Pro Card?

The support contact email for Deserve® Honor Society Pro Card is hello@deserve.com.

What is the Deserve® Honor Society Pro Card login page?

You can access the Deserve® Honor Society Pro Card login page here.

How do people rate the customer service and user experience of Deserve® Honor Society Pro Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Deserve® Honor Society Pro Card report your account activity to credit bureaus?

Yes, Deserve® Honor Society Pro Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Deserve® Honor Society Pro Card

  • Visit the Deserve® Honor Society Pro Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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About Deserve® Honor Society Pro Card

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $1
Over-Limit Fee $0
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee Up to $37
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Rates
  • Every Purchase
APR Type Variable APR
Balance Computation Average Daily Balance (including new purchases).
Purchase APR (Variable APR) 20.24% - 27.24%
(Verified 08/04/2023)
Card Type
  • Rewards
  • Cashback
Card Network Mastercard

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