Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
20.24% - 27.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A(Verified 01/09/2023)
Credit Score Range
600 - 850
Annual Fee
$0
Deserve® Honor Society Pro Card Review
This is a cashback credit card issued by Deserve Inc.. If you're wondering whether Deserve® Honor Society Pro Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 20.24% up to 27.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Deserve® Honor Society Pro Card
| The Good | The Bad |
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Deserve® Honor Society Pro Card FAQ
Does Deserve® Honor Society Pro Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Deserve® Honor Society Pro Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Deserve® Honor Society Pro Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Deserve® Honor Society Pro Card benefits?
Deserve® Honor Society Pro Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Deserve® Honor Society Pro Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Deserve® Honor Society Pro Card has a variable purchase APR that ranges from 20.24% up to 27.24%. Deserve® Honor Society Pro Card does not offer balance transfers.
Does Deserve® Honor Society Pro Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Deserve® Honor Society Pro Card does not offer balance transfers.Does Deserve® Honor Society Pro Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Deserve® Honor Society Pro Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Deserve® Honor Society Pro Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Deserve® Honor Society Pro Card?
The customer service number for Deserve® Honor Society Pro Card is (801) 981-4334.
What is the support contact email for Deserve® Honor Society Pro Card?
The support contact email for Deserve® Honor Society Pro Card is hello@deserve.com.
How do people rate the customer service and user experience of Deserve® Honor Society Pro Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Deserve® Honor Society Pro Card report your account activity to credit bureaus?
Yes, Deserve® Honor Society Pro Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Deserve Inc. perform a hard credit pull?
Yes, Deserve® Honor Society Pro Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Deserve® Honor Society Pro Card
- Visit the website of Deserve® Honor Society Pro Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Other Services by Deserve Inc.
Other Credit Cards from Deserve Inc.
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
630 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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