Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
22.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A(Verified 01/09/2023)
Credit Score Range
600 - 850
Annual Fee
$0
Deserve® Honor Society EDU Card Review
This is a cashback credit card issued by Deserve Inc.. If you're wondering whether Deserve® Honor Society EDU Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 22.99%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Deserve® Honor Society EDU Card
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Deserve® Honor Society EDU Card FAQ
Does Deserve® Honor Society EDU Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Deserve® Honor Society EDU Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Deserve® Honor Society EDU Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Deserve® Honor Society EDU Card benefits?
Deserve® Honor Society EDU Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Deserve® Honor Society EDU Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Deserve® Honor Society EDU Card has a variable purchase APR of 22.99%. Deserve® Honor Society EDU Card does not offer balance transfers.
Does Deserve® Honor Society EDU Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Deserve® Honor Society EDU Card does not offer balance transfers.Does Deserve® Honor Society EDU Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Deserve® Honor Society EDU Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Deserve® Honor Society EDU Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Deserve® Honor Society EDU Card?
The customer service number for Deserve® Honor Society EDU Card is (801) 981-4334.
What is the support contact email for Deserve® Honor Society EDU Card?
The support contact email for Deserve® Honor Society EDU Card is hello@deserve.com.
What is the login page for Deserve® Honor Society EDU Card?
You can access the login page of Deserve® Honor Society EDU Card here.
How do people rate the customer service and user experience of Deserve® Honor Society EDU Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Deserve® Honor Society EDU Card report your account activity to credit bureaus?
Yes, Deserve® Honor Society EDU Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Deserve Inc. perform a hard credit pull?
Yes, Deserve® Honor Society EDU Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Deserve® Honor Society EDU Card
- Visit the website of Deserve® Honor Society EDU Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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