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Deserve Edu Mastercard for Students

in Personal Credit Cards from Deserve Inc.

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Deserve Edu Mastercard for Students

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in Personal Credit Cards from Deserve Inc.

Net Recommendation Score +75%

SUPERMONEY NET RECOMMENDATION SCORE

+75%

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1 user is unsure
0 users don't recommend
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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 18.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 680 - 850
Annual Fee $0

Deserve Edu Mastercard for Students Review

Deserve Edu Mastercard for Students is a cashback credit card issued by Deserve Inc.. If you're wondering whether Deserve Edu Mastercard for Students is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Earn 1% cash back on everyday purchases.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 18.74%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
  • Accepts cosigners. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.

Deserve Edu Mastercard for Students Pros and Cons:

The Good The Bad
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Travel assistance insurance
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Does not report to credit bureaus.

Is there a Deserve Edu Mastercard for Students cash back or rewards program?

No, Deserve Edu Mastercard for Students does not offer a rewards program. Deserve Edu Mastercard for Students is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Deserve Edu Mastercard for Students you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the Deserve Edu Mastercard for Students benefits?

Deserve Edu Mastercard for Students provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Price Protection
  • Travel Assistance

What are the relevant APRs for Deserve Edu Mastercard for Students?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Deserve Edu Mastercard for Students has higher than average purchase APRs.

Deserve Edu Mastercard for Students has a variable purchase APR of 18.74%.

Does Deserve Edu Mastercard for Students have an introductory APR offer on balance transfers?

No, Deserve Edu Mastercard for Students does not come with an introductory APR offer for balance transfers.

Does Deserve Edu Mastercard for Students have an introductory APR offer on new purchases?

Deserve Edu Mastercard for Students does not offer an introductory rate on new purchases.
Deserve Edu Mastercard for Students Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Deserve Edu Mastercard for Students?

The following fees apply to Deserve Edu Mastercard for Students:

  • There is no overlimit fee
Deserve Edu Mastercard for Students Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $37
Late Payment Fee up to $25

Does Deserve Edu Mastercard for Students have a foreign transaction fee?

Deserve Edu Mastercard for Students does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

How to apply for Deserve Edu Mastercard for Students

  • Visit the Deserve Edu Mastercard for Students website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Deserve Edu Mastercard for Students's published terms & conditions.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   1010 Doyle St. Suite 200
    Menlo Park, CA 94025
  •   Visit Site

About Deserve Edu Mastercard for Students

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $1
Returned Payment Fee Up to $37
Late Fee Amount Up to $25
Customer Type Student
Minimum Age 18
Co-signing Allowed  
Credit Score Range 680 - 850
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Price Protection
  • Travel Assistance
Bonus Rewards Amazon Prime Student on Deserve for a year.
Rewards Rates Every Purchase
Rewards Type Cash Back
Credit Limit $0
Purchase APR (Variable APR) 18.74%

Deserve Edu Mastercard for Students Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+75%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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