Deserve Edu Mastercard for Students Review

Deserve Edu Mastercard for Students is a cashback credit card issued by Deserve Inc.. If you're wondering whether Deserve Edu Mastercard for Students is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 18.74%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
• Accepts cosigners. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as price protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 680.

The Good	The Bad
No annual fee. Multiple credit card perks. No foreign transaction fee. Deserve Edu Mastercard for Students reports to multiple credit bureaus.	Higher than average purchase APRs. Requires good to excellent credit. Does not offer a signup bonus.

Is there a Deserve Edu Mastercard for Students cash back or rewards program?

No, Deserve Edu Mastercard for Students does not offer a rewards program. Deserve Edu Mastercard for Students is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Deserve Edu Mastercard for Students you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the Deserve Edu Mastercard for Students benefits?

Deserve Edu Mastercard for Students provides the following benefits:

• Price Protection
• Reports to major credit bureaus

What are the relevant APRs for Deserve Edu Mastercard for Students?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Deserve Edu Mastercard for Students has higher than average purchase APRs.

Deserve Edu Mastercard for Students has a variable purchase APR of 18.74%.

What are the fees for Deserve Edu Mastercard for Students?

The following fees apply to Deserve Edu Mastercard for Students:

• There is no overlimit fee

Deserve Edu Mastercard for Students Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $37
Late Payment Fee	up to $25

Does Deserve Edu Mastercard for Students report your account activity to credit bureaus?

Yes, Deserve Edu Mastercard for Students reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Deserve Edu Mastercard for Students

• Visit the Deserve Edu Mastercard for Students website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.