
Deserve EDU Mastercard for Students
Would you recommend Deserve EDU Mastercard for Students to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) |
22.99% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
N/A (Verified 01/09/2023) |
Credit Score Range | 630 - 850 |
Annual Fee | $0 |
Number of Reviews | 21 |
Deserve EDU Mastercard for Students Review
This is a cashback card issued by , issued by Celtic Bank, a Utah-chartered Industrial Bank, Member FDIC.. If you're wondering whether Deserve is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 22.99%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 630.
Pros & Cons of Deserve
The Good | The Bad |
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Deserve FAQ
Does Deserve have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Deserve have a signup bonus?
This card doesn't offer a cash signup bonus.Does Deserve offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Deserve benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Deserve?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Deserve EDU Mastercard for Students has a variable purchase APR of 22.99%.
Does Deserve have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Deserve have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Deserve?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Initial Program Fee | $ |
Foreign Transaction Fee | 0% |
Returned Payment Fee | Starting at $ up to $37 |
Late Payment Fee | Starting at up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Deserve have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Deserve?
The Deserve customer service number is (801) 981-4334.
What is the support contact email for Deserve?
The support contact email for Deserve is hello@deserve.com.
What is the Deserve login page?
You can access the Deserve login page here.
How do people rate the customer service and user experience of Deserve?
Overall, Deserve is strongly recommended based on community reviews that rate customer service and user experience.
Does Deserve EDU Mastercard for Students report your account activity to credit bureaus?
Yes, Deserve EDU Mastercard for Students reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Deserve
- Visit the Deserve website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
PO Box 57780
Murray, UT 84157 USA - (801) 981-4334
- Visit Site
- Email Support
About Deserve EDU Mastercard for Students
Other Credit Cards by Deserve Inc.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $1 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $37 |
Late Fee Amount | Up to $25 |
Deserve EDU Mastercard for Students Community Reviews
Would you recommend Deserve EDU Mastercard for Students to your friends?
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