
Deserve EDU Mastercard for Students
Would you recommend Deserve EDU Mastercard for Students to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 20.24% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 630 - 850 |
Annual Fee | $0 |
Number of Reviews | 20 |
Deserve EDU Mastercard for Students Review
This is a cashback credit card by Deserve Inc., issued by Celtic Bank, a Utah-chartered Industrial Bank, Member FDIC. If you're wondering whether Deserve EDU Mastercard for Students is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 20.24%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 630.
The Good | The Bad |
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Does Deserve EDU Mastercard for Students have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Deserve EDU Mastercard for Students have a signup bonus?
This card doesn't offer a cash signup bonus.Does Deserve EDU Mastercard for Students offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Deserve EDU Mastercard for Students benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Deserve EDU Mastercard for Students?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 20.24%.
Does Deserve EDU Mastercard for Students have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Deserve EDU Mastercard for Students have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Deserve EDU Mastercard for Students?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $37 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Deserve EDU Mastercard for Students have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Deserve EDU Mastercard for Students?
The support contact email for Deserve EDU Mastercard for Students is hello@deserve.com.
How do people rate the customer service and user experience of Deserve EDU Mastercard for Students?
Overall, Deserve EDU Mastercard for Students is strongly recommended based on community reviews that rate customer service and user experience.
Does Deserve EDU Mastercard for Students report your account activity to credit bureaus?
Yes, Deserve EDU Mastercard for Students reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Deserve EDU Mastercard for Students
- Visit the Deserve EDU Mastercard for Students website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
PO Box 57780
Murray, UT 84157 - Visit Site
- Email Support
About Deserve EDU Mastercard for Students
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 23 days |
Minimum Interest Charge | $1 |
Returned Payment Fee | Up to $37 |
Late Fee Amount | Up to $25 |
Deserve EDU Mastercard for Students Community Reviews
Would you recommend Deserve EDU Mastercard for Students to your friends?
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