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Last Updated: 04/18/2025

Ladera Lending VA Loans

in Home Mortgage Loans from Ladera Lending, Inc

Last Updated: 04/18/2025

Ladera Lending, Inc logo
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Loan Term (Years)

5 - 30

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Ladera Lending VA Loans Review

Ladera Lending VA Loans is offered by Ladera Lending, Inc (NMLS #835555), a direct lender founded in 2014 and based in Ladera Ranch, CA. Ladera Lending VA Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. Ladera Lending VA Loans only provides VA mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Ladera Lending VA Loans only offers adjustable-rate mortgages.
  • No primary residences considered. Ladera Lending VA Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Ladera Lending VA Loans Pros & Cons

Ladera Lending VA Loans FAQ

What is the maximum loan term you can get with Ladera Lending VA Loans?

Ladera Lending VA Loans offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Ladera Lending, Inc offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Ladera Lending VA Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Ladera Lending VA Loans offers the following mortgage types:

    What is the customer service phone number?

    The customer service number for Ladera Lending VA Loans is (800) 592-9396.

    What is the support contact email?

    The support contact email for is info@laderalending.com.

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    Contact

    Headquarters

    555 Corporate Dr
    210
    Ladera Ranch, CA 92694
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 8:00PM
    Tuesday
    8:00AM - 8:00PM
    Wednesday
    8:00AM - 8:00PM
    Thursday
    8:00AM - 8:00PM
    Friday
    8:00AM - 8:00PM
    Saturday
    Closed

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