Is Ladera Lending VA Loans the right fit for you?
Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
5 - 30
Ladera Lending VA Loans Review
Ladera Lending VA Loans is offered by Ladera Lending, Inc (NMLS #835555), a direct lender founded in 2014 and based in Ladera Ranch, CA. Ladera Lending VA Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Only offers one mortgage pogram. Ladera Lending VA Loans only provides VA mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types. Ladera Lending VA Loans only offers adjustable-rate mortgages.
- No primary residences considered. Ladera Lending VA Loans does not offer financing for primary homes.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Ladera Lending VA Loans.
Ladera Lending VA Loans Pros & Cons
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Ladera Lending VA Loans FAQ
What is the maximum loan term you can get with Ladera Lending VA Loans?
Ladera Lending VA Loans offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Ladera Lending, Inc offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Ladera Lending VA Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Ladera Lending VA Loans offers the following mortgage types:
What is the customer service phone number?
The customer service number for Ladera Lending VA Loans is (800) 592-9396.
What is the support contact email?
The support contact email for is info@laderalending.com.
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Hours of Operation
SundayClosedMonday8:00AM - 8:00PMTuesday8:00AM - 8:00PMWednesday8:00AM - 8:00PMThursday8:00AM - 8:00PMFriday8:00AM - 8:00PMSaturdayClosed
Other Services by Ladera Lending, Inc
Reverse Mortgages
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Other Home Mortgage Loans from Ladera Lending, Inc
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
Up to 15
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
Up to 30
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
5 - 30
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
5 - 30
Rating not yet determined
Credit Score Range
N/A
Amount Range
Up to $970.8K
No Origination Fee
N/A
Loan Term (Years)
5 - 30
Availability
Available in 50 states, 5 territories, and Washington, D.C.
- Alabama
- Alaska
- American Samoa
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Guam
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Northern Mariana Islands
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- U.S. Virgin Islands
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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