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Last Updated: 04/18/2025

Gerber Life Insurance

from Gerber Life Insurance Company

Last Updated: 04/18/2025

Strongly recommended9 total votes

9 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$100,000 - $300,000

Term Options

Term Life
Level Term

Financial Strength Rating

A(Verified 04/18/2025)

Number of Reviews

Gerber Life Insurance Review

Gerber Life Insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.

Does not offer a wide selection of life insurance policy types.

Gerber Life Insurance Company is a life insurance carrier based in Fremont, MI. The company was founded in 1967 and offers life insurance products in 50 states (and Washington, DC).

Gerber Life Insurance FAQ

What types of life insurance products does Gerber Life Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Gerber Life Insurance Company offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Gerber Life Insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $300,000.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.

What is SuperMoney's financial rating of Gerber Life Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Gerber Life Insurance Company an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

445 State St

Fremont, MI 49412

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 9:00PM

Tuesday

8:00AM - 9:00PM

Wednesday

8:00AM - 9:00PM

Thursday

8:00AM - 9:00PM

Friday

8:00AM - 7:00PM

Saturday

9:00AM - 5:00PM

Other Services by Gerber Life Insurance Company

Other Life Insurance from Gerber Life Insurance Company

Gerber Guaranteed Life Insurance Plan

Rating not yet determined

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Term Life Death Benefit Range

N/A

Term Options

N/A

Financial Strength Rating

Disclaimer popup with additional information

Visit Site

Gerber Life Grow-Up® Plan

Rating not yet determined

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Term Life Death Benefit Range

N/A

Term Options

N/A

Financial Strength Rating

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Gerber Life Insurance Community Reviews

Would you recommend Gerber Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

I have policies through Gerber on my children. Gerber offered an affordable insurance plan for my kids at a time when we didn't have a lot of extra money. The amount that I started paying when they were infants will never go up; that amount is locked in when I start paying. I like that the coverage doubles when they turn 18 and that each payment I make helps to ...Show More

Abry H.

Oct 2, 2022

May or may not recommend

Tamela H.

Sep 28, 2022

May or may not recommend

Gerber Life has been around as long as I can recall, I am forty years old. It is an affordable life insurance policy that you can start when your child is born. It is a peace of mind knowing no matter what happens your child will be taken care of. There is no price you can put on that.

Sania A.

Sep 16, 2022

May or may not recommend

This company is really great! Their grow up plan is great because when your child turns 18, they will automatically double the face amount! I also recommend the adult life insurance because death benefits range from $100,000 to $300,000, which is a great amount.

Idris A.

Aug 11, 2022

May or may not recommend

I really love what Gerber Life insurance is doing , They ensure you get the most out of the life insurance policy wit less stress. I strongly recommend.

Sachida J.

Jun 14, 2022

May or may not recommend

If you're looking for an affordable life insurance policy that doesn't skimp on coverage, Gerber Life Insurance is a great option. Gerber offers both term and whole life insurance policies, so you can choose the coverage that best fits your needs. I particularly like that Gerber offers a "guaranteed issue" whole life insurance policy, which means that you can't be turned down for coverage due to health reasons. This is ...Show More

Bettie Y.

Apr 27, 2022

May or may not recommend

This is a world-renown company that has been in business for so long. I would feel safe and comfortable having them handle my life insurance and knowing that my family will be taken care of when I'm gone.

Bailey P.

Mar 18, 2022

May or may not recommend

This company really focuses on the children and making sure they get the most out of the life insurance policy they offer no matter what health issues your child may develop while they're young. You can apply online and make payments online which I find very coinvent.

Annie A.

Sep 16, 2020

May or may not recommend

I have Gerber Life policies for myself and my two sons. I like the Grow Up Plan because the face amount automatically doubles at age 18, so it's a good way to lock in insurability while they're young, and lock in the increase in coverage - regardless of any health issues that develop over the course of their childhood. It brings me peace of mind as their mom. I also ...Show More

Showing 9 of 9 reviews