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Gerber Life Insurance

in Life Insurance from Gerber Life Insurance Company

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Gerber Life Insurance

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in Life Insurance from Gerber Life Insurance Company

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Financial Strength Rating A

Gerber Life Insurance Review

Gerber Life Insurance is a life insurance carrier based in Fremont, MI. The company was founded in 1967 and offers life insurance products in 50 states (and Washington, DC).

Gerber Life Insurance FAQ

What types of life insurance products does Gerber Life Insurance offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Gerber Life Insurance offers.

  • Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Gerber Life Insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $300,000.
  • Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
  • Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn. Whole life insurance death benefit payments range from $5,000 to $1,000,000.

As well as the basic coverage types mentioned above, Gerber Life Insurance company also offers the following life insurance policies:

  • Guaranteed Issue Life Insurance - These whole life insurance policies offer a cash death benefit to the beneficiary. All coverage applications are approved regardless of health concerns. The catch is that these life insurance policies usually have lower death benefits and higher than normal premiums.

How can you save money on a Gerber Life Insurance life insurance policy?

When you ask for a life insurance quote with Gerber Life Insurance, ask what discounts are available for various life insurance options.

These include:

What is SuperMoney's financial rating of Gerber Life Insurance?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Gerber Life Insurance an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 7:00pm
  • Saturday 9:00am - 5:00pm

About Gerber Life Insurance

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Financial Strength Rating A
Policy Discounts Automatic Payment
Life Insurance Features
  • Cash Value Loans
  • Five-Year Policies Available
  • High Risk Applicants Accepted
  • No Medical Exam Policies
  • Online Quotes
Term Length 10 - 30
Term Life Age Range 0 - 65
Term Life Death Benefit Range $100,000 - $300,000
Term Options
  • Term Life
  • Level Term
Whole / Permanent Life Options Whole Life (Traditional)
Whole Life Age Range 18 - 70
Whole Life Death Benefit Range $5,000 - $1,000,000
Life Insurance Riders
  • Accidental Death or Dismemberment / Double Indemnity
  • Change of Insured

Gerber Life Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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