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Last Updated: 11/13/2025

Transamerica Life Insurance

from Transamerica Life Insurance Company

Last Updated: 11/13/2025

Strongly recommended19 total votes

18 users recommend

1 users are unsure

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

N/A

Term Options

N/A

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

Transamerica Life Insurance Review

Transamerica life insurance Pros & Cons

Pros

Cons

Strong financial rating
Available in all 50 states.

Does not offer a wide selection of life insurance policy types.

Transamerica Life Insurance Company is a life insurance carrier based in Cedar Rapids, IA. The company was founded in 1906 and offers life insurance products in 50 states (and Washington, DC).

Transamerica life insurance FAQ

What types of life insurance products does Transamerica Life Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Transamerica Life Insurance Company offers.

What is SuperMoney's financial rating of Transamerica Life Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Transamerica Life Insurance Company an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4333 Edgewood Rd

Cedar Rapids, IA 52499

(319) 355-8511

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +95, or 4.9 on a 5-point rating scale.

+95

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Transamerica Life Insurance Community Reviews

Would you recommend Transamerica Life Insurance to your friends?

Anonymous

Nov 13, 2025

May or may not recommend

they respond promptly when you file a claim. Plus our monthly premium never goes up since 1998.

Mazhar C.

Nov 25, 2022

May or may not recommend

I pulled out a life insurance policy with Transamerica 3 years ago. The representative that helped walk me through to sign me up for the policy was fantastic and the entire process was pretty seamless. They set it up for a mobile tech to come to my residence and conduct the health screening and then sent me my results along with my approval letter. I was able to get a ...Show More

Debby T.

Oct 19, 2022

May or may not recommend

I would definitely recommend Transamerica Life Insurance because it is an incredible company, and they have many available options that suits their clients’ interests. They are very flexible, you can make changes to your account anytime. Not only that, premiums are affordable and they genuinely care about customers satisfaction when insuring your assets.

Rickey M.

Oct 16, 2022

May or may not recommend

Janis H.

Oct 4, 2022

May or may not recommend

We all need life insurance and Transamerica has been around long enough for my trust. I even got my parents to look at their various offerings. I trust and recommend their skill and great customer service.

Eden G.

Aug 17, 2022

May or may not recommend

I was glad that Transamerica took over of the life insurance company we were using. It made it easier to modify the beneficiaries under our policy. And they respond promptly when you file a claim. Plus our monthly premium never goes up since 1998.

Tabbitha B.

Mar 4, 2022

May or may not recommend

Transamerica is a reliable life insurance that helps take the worry out of what would happen “if tomorrow never comes!”

Jamie L.

Feb 22, 2022

May or may not recommend

TransAmerica was able to get me exactly what I wanted with the most affordable price around AND because I'm healthy I didn't have to wait weeks for underwriting. Their customer service is attentive and knowledgable and they answered all my questions during the onboarding process.

Ryan C.

Jan 5, 2022

May or may not recommend

Great. As I read its benefits I wondered if it is Primerica. This surely deserves the +A rating

Florencia C.

Jul 18, 2021

May or may not recommend

Transamerica Life Insurance has made my life much easier, with trustable and secure benefits. Best in customer satisfaction & financial strength, informational and intuitive website. It's an excellent insurance company and I would definitely recommend it.

Ogechi A.

Apr 22, 2021

May or may not recommend

Take care to choose an institution that has experience working with insuring your assets and not just in taking your deposits. I love Compare All Life Insurance because they provide creative and flexible solutions to your needs.

Micheal W.

Jan 2, 2021

May or may not recommend

Transamerica is a great insurance company to use. I was asking around for the best Insurance company to roll with when my friend introduced me to Transamerica. Their various life insurance policies made me understand the insurance world better, and this is why I love them. Their customer services are great too. I was able to make the best choice, all thanks to Transamerica. Thank you!

Na'im M.

Dec 15, 2020

May or may not recommend

I have 2 different accounts with Transamerica and they have been great to work with over the years! My wife and I started our first account 3 years ago and have been impressed by their customer service and how their accounts have progressed. I had 50K term coverage with a different company and was able to double my coverage with the same premium. It hasn’t always been the perfect interaction, ...Show More

Keryn S.

Nov 25, 2020

May or may not recommend

I'm extremely happy with Transamerica's options for Term Life Insurance. They offer from 10-30 -year terms and you're assured to get level monthly premiums as well. Their Universal Life Insurance with lifetime coverage is also great. The agents I have been dealing with so far were all well-spoken, patient, friendly and highly educated in their field of work. While it might not be the cheapest insurance option available, it's definitely ...Show More

Raphael C.

Nov 12, 2020

May or may not recommend

Insurance for me has been a major challenge on the right place to be and then I came across Transamerica. Their vast array of available life insurance policies gave me an opportunity to understand insurance better and I was able to make the best choice. I strongly recommend.

Dawn P.

Oct 28, 2020

May or may not recommend

Whether you are offered a Transamerica policy by your employer or through an insurance broker, you can have confidence that your dependents are protected. Premiums do rise with age but remain affordable. It's easy to reach customer service if you have questions.

Rebecca S.

Oct 24, 2020

May or may not recommend

With low rates and high coverage, I can rest assured knowing that my family will be taken care of if anything should ever happen to me, but at the same time it's not putting a dent in our quality of life while I'm still here. I also feel safe with Transamerica because they've been in business since 1906, which means they're doing something right!

Shane R.

Oct 22, 2020

May or may not recommend

Life insurance is something that is valuable to me. If I die early in life, I want my wife and kids to not just scrap by. I want them to be protected, cherished, and loved. This is why I chose Transamerica Life Insurance. Their policy prices have stayed low, but my benefit will be high if anything happens.

Chelsea H.

Sep 30, 2020

May or may not recommend

Transamerica is a great company to use. I did not know much about life insurance and investments but this was the company offered through my employer. They were so helpful in all of my questions and had a representative on site to answer questions. When calling customer service it was not a huge headache to get my issue resolved. With your online account you are able to be very active ...Show More

Showing 19 of 19 reviews