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Last Updated: 05/15/2025

Mutual of Omaha Life Insurance

in Life Insurance from Mutual of Omaha

Last Updated: 05/15/2025

Strongly recommended8 total votes

8 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

Up to $100,000

Term Options

Term Life

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

Mutual of Omaha Life Insurance Review

Mutual of Omaha life insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

Mutual of Omaha is a life insurance carrier based in San Diego, CA. The company was founded in 1909 and offers life insurance products in 50 states (and Washington, DC).

Mutual of Omaha life insurance FAQ

What types of life insurance products does Mutual of Omaha offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Mutual of Omaha offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Mutual of Omaha life insurance offers term lengths ranging from 10 to 30 years. The maximum death benefit amount forn term life insurance policies is $100,000.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Mutual of Omaha?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Mutual of Omaha an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3131 Camino Del Rio N

San Diego, CA 92108

Visit Site

Email Support

Hours of Operation

Sunday

All Day

Monday

All Day

Tuesday

All Day

Wednesday

All Day

Thursday

All Day

Friday

All Day

Saturday

All Day

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Mutual of Omaha Life Insurance Community Reviews

Would you recommend Mutual of Omaha Life Insurance to your friends?

Della S.

Nov 25, 2022

May or may not recommend

They're old school but reliable. Reasonable rates and you know they won't fall through. My grandmother used this service and it was helpful after my grandfather's passing. Would recommend

Mazhar C.

Nov 25, 2022

May or may not recommend

I like that they not offer competitive terms but they also accept people with pre-existing health conditions and tobacco users. They are easy to answer questions for the health questionnaire.

Sofia P.

Jun 30, 2022

May or may not recommend

This company is a little old fashioned but still good. Starting up takes a little longer than I though it would. My mother was very happy with their products.

Sachida J.

Jun 14, 2022

May or may not recommend

Overall, I have found that they have a good reputation and are known for being a reliable and affordable life insurance provider. I would recommend them to anyone who is looking for a life insurance policy.

May G.

Jun 7, 2022

May or may not recommend

I like that they not offer competitive terms but they also accept people with pre-existing health conditions and tobacco users. They are easy to answer questions for the health questionnaire.

Robelys F.

May 23, 2022

May or may not recommend

They are really respectful when talking and really good understanding

Ashma A.

Mar 8, 2022

May or may not recommend

Mutual of Omaha provides dependable coverage to applicants around the country, even those with serious health concerns or a history of tobacco use, according to a diverse selection of plans and policy features. Though the purchasing process is a little slower than that of internet insurers, it may be a viable option for those whose age or personal circumstances prevent them from finding inexpensive coverage elsewhere. The benefits of Mutual ...Show More

Anzhell H.

Jun 4, 2021

May or may not recommend

The policy I have with them is good and its fits into my budget I get around 50,000 for only $23-25 plus accidental death fee around $6 that's not bad you can also set the date you want the money to be drafted out your account

Showing 8 of 8 reviews