Thrivent Financial Lutherans Life Insurance

in Life Insurance from Thrivent Financial for Lutherans

Last Updated: 04/18/2025

Strongly recommended7 total votes

7 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$100,000 - $2,000,000

Term Options

Term Life

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

Thrivent Financial Lutherans Life Insurance Review

Thrivent Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

Thrivent Financial for Lutherans is a life insurance carrier based in Minneapolis, MN. The company was founded in 1902 and offers life insurance products in 50 states (and Washington, DC).

Thrivent FAQ

What types of life insurance products does Thrivent Financial for Lutherans offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Thrivent Financial for Lutherans offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Thrivent offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $2,000,000.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.

What is SuperMoney's financial rating of Thrivent Financial for Lutherans?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Thrivent Financial for Lutherans an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.