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Last Updated: 04/18/2025

Thrivent Financial Lutherans Life Insurance

from Thrivent Financial for Lutherans

Last Updated: 04/18/2025

Strongly recommended7 total votes

7 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$100,000 - $2,000,000

Term Options

Term Life

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

7

Thrivent Financial Lutherans Life Insurance Review

Thrivent Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

Thrivent Financial for Lutherans is a life insurance carrier based in Minneapolis, MN. The company was founded in 1902 and offers life insurance products in 50 states (and Washington, DC).

Thrivent FAQ

What types of life insurance products does Thrivent Financial for Lutherans offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Thrivent Financial for Lutherans offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Thrivent offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $2,000,000.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.

What is SuperMoney's financial rating of Thrivent Financial for Lutherans?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Thrivent Financial for Lutherans an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

625 Fourth Ave. S.

Minneapolis, MN 55415

(800) 847-4836

Visit Site

Email Support

Other Services by Thrivent Financial for Lutherans

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Thrivent Financial Lutherans Life Insurance Community Reviews

Would you recommend Thrivent Financial Lutherans Life Insurance to your friends?

MC

Mazhar C.

Nov 25, 2022

May or may not recommend

My significant others employer uses Thrivent for Group Life Insurance and when we were doing research (We were eager to read all the fine print, because we are both worry-worts) we didn’t understand why the max pay out is significantly lower than a lot of the major firms - including my own. When my S.O. reached out to some colleagues that had been there for decades, they said that Thrivent ...Show More

SG

Sara G.

Sep 27, 2022

May or may not recommend

My significant others employer uses Thrivent for Group Life Insurance and when we were doing research (We were eager to read all the fine print, because we are both worry-worts) we didn’t understand why the max pay out is significantly lower than a lot of the major firms - including my own. When my S.O. reached out to some colleagues that had been there for decades, they said that ...Show More

AS

Anny S.

Sep 26, 2022

May or may not recommend

As a single mother I was looking for an insurance to protect my kids, specially my child with ADHD I compare, research, and the answers, make me take the decision convince me to buy Thrivent Financial. the customer service is patient and polite; also have great prices option for my budyet.

DT

Darril T.

Sep 20, 2022

May or may not recommend

They have a free risk assessment test! That alone helped me to figure out what direction I wanted to take in expanding my portfolio but my favorite is the investing education and market updates part of the site. lots of good tools for sound decision making

RF

Robelys F.

May 23, 2022

May or may not recommend

Just got my insurance and they were really good they have some smart representative their really recommended

UA

Umair A.

Mar 1, 2022

May or may not recommend

The company has very good financial standing. However, they do not have any ratings from Moody's or Standard & Poor but the claim services are very efficient. One can be confident that if a claim arises the company will surely honor it.

MH

Misty H.

Aug 28, 2021

May or may not recommend

When I was 15 I lost my mother, she left us a little stunned that she had life insurance. This company not only held onto my benefits for me until I was 18 years old, but they also took care of our family. Thank-you so much Thrivent for being there when we needed you the most.

Showing 7 of 7 reviews