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Sproutt Life Insurance

in Life Insurance from Sproutt

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Sproutt Life Insurance

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in Life Insurance from Sproutt

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Financial Strength Rating A+

Sproutt Life Insurance Review

Sproutt Life Insurance is a life insurance carrier based in Hartford, CT. The company was founded in 2018 and offers life insurance products in 50 states (and Washington, DC).

Sproutt Life Insurance FAQ

What types of life insurance products does Sproutt Life Insurance offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Sproutt Life Insurance offers.

  • Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Sproutt Life Insurance offers term lengths ranging from 15 to 15 years.
  • Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
  • Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

As well as the basic coverage types mentioned above, Sproutt Life Insurance company also offers the following life insurance policies:

  • Guaranteed Issue Life Insurance - These whole life insurance policies offer a cash death benefit to the beneficiary. All coverage applications are approved regardless of health concerns. The catch is that these life insurance policies usually have lower death benefits and higher than normal premiums.
  • Final Expense - Even bare-bones funerals can cost thousands of dollars. These whole life insurance policies, also known as burial insurance, cover funeral and burial costs.

How can you save money on a Sproutt Life Insurance life insurance policy?

When you ask for a life insurance quote with Sproutt Life Insurance, ask what discounts are available for various life insurance options.

These include:

  • Being a non-smoker

What is the financial strength rating of Sproutt Life Insurance?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Sproutt Life Insurance an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Sproutt Life Insurance

At Sproutt, we provide coverage according to your lifestyle, preferences, and needs. We are able to analyze and map a large variety of insurance companies and products based on our proprietary technology and human perspective. The outcome is an optimal approach in pairing you with the specific insurance coverage you need.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 7:00pm
  • Tuesday 9:00am - 7:00pm
  • Wednesday 9:00am - 7:00pm
  • Thursday 9:00am - 7:00pm
  • Friday 9:00am - 7:00pm
  • Saturday Closed

About Sproutt Life Insurance

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Financial Strength Rating A+
Policy Discounts
  • Good Credit
  • Non-Smoker
Fully Online Enrollment Process
Life Insurance Features
  • Online Quotes
  • No Medical Exam Policies
  • Five-Year Policies Available
  • Fully Online Enrollment Process
Term Length 15
Term Life Age Range 30 - 35
Term Options Term Life
Whole / Permanent Life Options
  • Whole Life (Traditional)
  • Universal Life
Whole Life Age Range 30 - 35
Group Basic Term Age Range 30 - 35
Group Life Options Group Basic Term Life Benefit
Life Insurance Riders
  • Waiver of Premium Due to Illness / Disability
  • Child Term Rider

Sproutt Life Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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