Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Term Life Death Benefit Range
N/A
Term Options
Term Life
Financial Strength Rating
A+(Verified 04/18/2025)
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Number of Reviews
Sproutt Life Insurance Review
Sproutt Life Insurance Pros & Cons
| Pros | Cons |
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Sproutt is a life insurance carrier based in Hartford, CT. The company was founded in 2018 and offers life insurance products in 50 states (and Washington, DC).
Sproutt Life Insurance FAQ
What types of life insurance products does Sproutt offer?
Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.
Here is a brief description of life insurance options Sproutt offers.
- Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Sproutt Life Insurance offers term lengths ranging from 15 to 15 years.
- Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
- Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
How can you save money on a Sproutt Life Insurance life insurance policy?
When you ask for a life insurance quote with Sproutt Life Insurance, ask what discounts are available for various life insurance options.
These include:
- Being a non-smoker
What is SuperMoney's financial rating of Sproutt?
The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Sproutt an A+, which is the highest available rating we give to life insurance companies.
SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Sproutt Life Insurance
Hours of Operation
Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 7:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
-1000+100
No one recommends
Everyone recommends
Sproutt Life Insurance Community Reviews
Would you recommend Sproutt Life Insurance to your friends?
LC
Latoya C.
Mar 26, 2023
May or may not recommend
I think it's a great plan and I'm definitely gonna get it
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
The website was interesting and kept me wanting to keep answering questions because it was easy and fun, at first. Then it started asking really personal questions that I didn't feel comfortable answering. It asks a lot of questions so if you aren't busy then it's a good way to start. The prices are affordable and you can also get an instant quote.
SA
Stephany A.
Apr 12, 2022
May or may not recommend
Life insurance. This many be a difficult for some to find the best option. You may get overwhelmed with the features of the plan! Your desire is to find something simple.
LM
Louis M.
Mar 3, 2022
May or may not recommend
Their customer service is pretty fast and polite, I love it. also, everything is online so it's convenient.
Candice L.
Jan 10, 2022
May or may not recommend
The website was interesting and kept me wanting to keep answering questions because it was easy and fun, at first. Then it started asking really personal questions that I didn't feel comfortable answering. It asks a lot of questions so if you aren't busy then it's a good way to start. The prices are affordable and you can also get an instant quote.
RM
Radiance M.
Jan 9, 2022
May or may not recommend
I think something that is often times overlooked is life insurance. Sproutt life insurance is very helpful because of the variety of policy benefits they offer. They allow the policy to remain throughout the entirety of the policyholders life. That is something a lot of companys' do not offer as well as the premium feature.
LH
Lashane H.
Jan 3, 2022
May or may not recommend
The best this about the policies in my opinion is the following,Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Christopher C.
Oct 13, 2021
May or may not recommend
If Sproutt life insurance is available in your area you should definitely consider it. They have a pretty big variety of coverage options and some of them are pretty budget friendly for all thats included in your package.
AJ
Ashuntae J.
Oct 5, 2021
May or may not recommend
I’ve never been with an insurance company that has so many options in terms of coverage. Even with the cheapest option, you are getting far more than what you are paying for. They also have discounts for nonsmokers, which is just another way of ensuring the health of their customers. Amazing overall insurance.
Candice W.
Oct 4, 2021
May or may not recommend
Life insurance. This many be a difficult for some to find the best option. You may get overwhelmed with the features of the plan! Your desire is to find something simple. If you choose this insurance, there are simple options. For instance, this option consist of Term Life Insurance. This relates to when the account is payable regarding the time frame of a person death. If someone is looking for ...Show More
Zavion H.
Oct 1, 2021
May or may not recommend
Sproutt Life Insurance is the best way to protect your family and your future. Unlike more traditional life insurance providers, Sproutt Life Insurance puts your needs first. they reward you for healthy living and want to make sure you get the most out of your policy. With Sproutt Life Insurance, they offer flexible coverage, fast claim processing, and affordable rates while not sacrificing coverage or benefits.
IT
Irfan T.
Sep 18, 2021
May or may not recommend
My insurance advisor, was very helpful in walking me through my search for life insurance. I took an insurance policy for me and my family and i believe that the package was really price worthy and i would 100% recommend sproutt to others also.
DJ
Daniella J.
Sep 9, 2021
May or may not recommend
Fantastic company! This is my first time getting life insurance and I really didn't know what to expect. I tried through my personal bank and they wanted me to jump through unnecessary hoops at my own expense in order to just even apply. The reps at sprout help me find an insurance that fit my needs and my budget.
I am very happy with the process of getting insurance with this ...Show More
NC
Naomi C.
Aug 27, 2021
May or may not recommend
Although this company is relatively new, they have amazing offers to suit your budget
Showing 14 of 14 reviews
