Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Term Life Death Benefit Range
N/A
Term Options
Term Life
Financial Strength Rating
A+(Verified 04/18/2025)
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Number of Reviews
Sproutt Life Insurance Review
Sproutt Life Insurance Pros & Cons
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Sproutt is a life insurance carrier based in Hartford, CT. The company was founded in 2018 and offers life insurance products in 50 states (and Washington, DC).
Sproutt Life Insurance FAQ
What types of life insurance products does Sproutt offer?
Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.
Here is a brief description of life insurance options Sproutt offers.
- Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Sproutt Life Insurance offers term lengths ranging from 15 to 15 years.
- Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
- Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
How can you save money on a Sproutt Life Insurance life insurance policy?
When you ask for a life insurance quote with Sproutt Life Insurance, ask what discounts are available for various life insurance options.
These include:
- Being a non-smoker
What is SuperMoney's financial rating of Sproutt?
The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Sproutt an A+, which is the highest available rating we give to life insurance companies.
SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Sproutt Life Insurance
Hours of Operation
Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 7:00PM
Saturday
Closed