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Last Updated: 04/18/2025

Gerber Guaranteed Life Insurance Plan

in Life Insurance from Gerber Life Insurance Company

Last Updated: 04/18/2025

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Term Life Death Benefit Range

N/A

Term Options

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Financial Strength Rating

A(Verified 04/18/2025)

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Gerber Guaranteed Life Insurance Plan Review

Gerber-Guaranteed-Life-Insurance Pros & Cons

Gerber Life Insurance Company is a life insurance carrier based in Fremont, MI. The company was founded in 1967 and offers life insurance products in 50 states (and Washington, DC).

Gerber-Guaranteed-Life-Insurance FAQ

What types of life insurance products does Gerber Life Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.
Here is a brief description of life insurance options Gerber Life Insurance Company offers.
  • Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.

What is SuperMoney's financial rating of Gerber Life Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Gerber Life Insurance Company an A or excellent, which is SuperMoney's second highest available score for life insurance companies.
SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Gerber-Guaranteed-Life-Insurance

Guaranteed Life Insurance from Gerber Life is a whole life insurance policy for adults ages 50 and above that does not require a medical exam or ask health questions – your acceptance is guaranteed regardless of health(1). Plus our Guaranteed Life Insurance builds cash value over time that you can borrow from if you need help with unexpected expenses.* Or if you decide to cancel your policy for any reason, you would receive the available cash value. By comparison, term life insurance policies typically don’t build cash value. 1. To be eligible for coverage you must be a U.S. citizen between 50 and 80 years old (New York residents, maximum age of 75) residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children. 2. South Dakota residents, maximum coverage of $15,000.

Contact

Headquarters

445 State St
Fremont, MI 49412
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 7:00PM
Saturday
9:00AM - 5:00PM

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