Minimum Age

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

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About

Max. Coverage

Term Options

Level Term

Annual Renewable

Decreasing Term

Term Life

Term Life Age Range

Term Life Death Benefit Range

Whole / Permanent Life Options

Whole Life (Traditional)

Variable Life

Universal Life

Universal (Variable)

Universal (Indexed)

Single Premium

Life Insurance Riders

Waiver of Premium Due to Illness / Disability

Accelerated Death Benefit (Terminal Illnesses)

Child Term Rider

Cost of Living (Increasing Term)

Guaranteed Insurability /  Renewability

Accidental Death or Dismemberment / Double Indemnity

Spouse Insurance

Family Income Benefit

Long-Term Care

Return of Premium

Disability Income

Term Conversion

Accelerated Death Benefit (Critical or Chronic Illnesses)

Automatic Premium Loan

Paid-Up Additions

Other Insured

Payor Benefit

Additional Term Rider

Change of Insured

Cash Surrender Value

Estate Tax Repeal / Enhanced Policy Split

No-Lapse Guarantee

Salary Increase

Overloan Protection

Securian Life Insurance is MOSTLY RECOMMENDED based on 7 reviews. Find out what other users have to say about its key features.

Securian Life Insurance Reviews (2026)

Vehicle Policy Endorsements

Emergency Roadside Service

Loan / Lease / GAP Coverage

Non-Owner Liability Coverage

Rental Car Coverage

Travel Expenses / Trip Interruption Coverage

Modified Vehicle Insurance / Customized Parts and Equipment

Accident Forgiveness

Ridesharing / TNC Coverage

Transport Trailer Coverage

Mechanical Breakdown Coverage

Home and Renters Insurance Riders

Matching Siding

Assisted Living Coverage

Earthquake Coverage

Sewage and Drain Backup Coverage

Sinkhole Coverage

Valuable Items

Identity Theft Protection

Business Property Protection

Electronic Data Recovery Coverage

Equipment Breakdown Protection

Flood Coverage (Federal)

Green Improvement Coverage

Inflation Protection

Personal Injury Liability Coverage

Watercraft Coverage

Yard and Garden Coverage

Loss of Income

Finished Basement Damage

Excess Flood (Private)

Boaters Policy Endorsements

Fishing Equipment & Carry-On Items

Total Loss Replacement

Hurricane Coverage

Ice / Freeze Coverage

Registered with Attorney General

Licensed Legal Staff

Tax Attorneys On Staff

CPAs On Staff

Enrolled Agents On Staff

IRS Approved Continuing Education Provider

Tax Professionals on Staff

CPAs

Enrolled Agents

Tax Attorneys

Annual Filing Season Program Participants

Securian Financial is a life insurance carrier based in St. Paul, MN. The company was founded in 1880 and offers life insurance products in 50 states (and Washington, DC). 

Securian Financial is a life insurance carrier based in St. Paul, MN. The company was founded in 1880 and offers life insurance products in  50 states (and Washington, DC).

What types of life insurance products does Securian Financial offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

 Here is a brief description of life insurance options Securian Financial offers.

 This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. 

 Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn. 

 This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Securian Financial?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Securian Financial an A+, which is the highest available rating we give to life insurance companies.

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies.  SuperMoney gives  Securian Financial   an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

Find the best life insurance plans, compare rates & life insurance companies with real user ratings & reviews at SuperMoney.

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Find the best home insurance companies in the industry by reading SuperMoney's detailed company profiles and user reviews. SuperMoney's search engine allows you to filter the noise and focus on the insurance features that matter the most: price, financial strength ratings, customer service ratings and policy value.

Check out the Top Insurance Companies and read what their customers think of the service they provide.

Securian Life Insurance

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What types of life insurance products does Securian Financial offer?

What is SuperMoney's financial rating of Securian Financial?

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