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Last Updated: 04/18/2025

Securian Life Insurance

from Securian Financial

Last Updated: 04/18/2025

Mostly recommended7 total votes

3 users recommend

2 users are unsure

2 users don't recommend

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Highlights

Community Rating

Mostly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

7

Securian Life Insurance Review

Securian life insurance Pros & Cons

Pros

Cons

Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

Securian Financial is a life insurance carrier based in St. Paul, MN. The company was founded in 1880 and offers life insurance products in 50 states (and Washington, DC).

Securian life insurance FAQ

What types of life insurance products does Securian Financial offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Securian Financial offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Securian Financial?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Securian Financial an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

400 Robert Street North

St. Paul, MN 55101

Email Support

Other Services by Securian Financial

Availability

Available in 50 states and Washington, D.C.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +14, or 3.3 on a 5-point rating scale.

+14

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Reviewer Sentiment Over Time

Securian Life Insurance Community Reviews

Would you recommend Securian Life Insurance to your friends?

MC

Mazhar C.

Nov 25, 2022

Would Recommend

This is a simple life insurance service. Some sites, and companies will give you books on details. This policy seems simple on the surface. They offer simple services which people can understand! This would be great for people to look into, and asks deeper questions!!

Candice W.

Oct 4, 2021

Would Recommend

This is a simple life insurance service. Some sites, and companies will give you books on details. This policy seems simple on the surface. They offer simple services which people can understand! This would be great for people to look into, and asks deeper questions!!

Socheath T.

Aug 11, 2021

Would Recommend

Wow I'm really impress with this company. They have the best services to offer. Happy camper here.

JL

Jonathan L.

Jul 7, 2021

May or may not recommend

I had a good experience here, they offered me good prices and were friendly.

MA

Mike A.

Jul 13, 2020

Would not Recommend

Securian also has layoff insurance for loans. DO NOT waste your money! They will find an excuse to not help you when you're laid off. During a pandemic, Securian will in no way help you even though you've paid your premiums to have help during a time you need it most! Wouldn't recommend this company for anything.

BA

Belle A.

Mar 17, 2020

May or may not recommend

Am I the only person who doesn't seem to receive a quarterly invoice "on-time" for my life insurance. Receiving the bill the day it's due isn't acceptable. Seems like I have to call them each quarter...do they really want people's insurance policy to lapse?

JD

Jennifer D.

May 21, 2019

Would not Recommend

NEVER USE THIS COMPANY!! I was sold a variable life insurance policy (as a single female with no kids) as a "tax shelter" by my (former) financial advisor. I have spent the last 3 years trying to find a way out of it. It has been the biggest nightmare of my financial life and the biggest "financial rape" I have ever experienced. Just to give you a small example (as ...Show More

Showing 7 of 7 reviews