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  First Bank and Trust Company Mortagage Refinance Loan

First Bank and Trust Company Mortagage Refinance Loan

in Mortgage Refinance from First Bank & Trust Company

Unaffiliated

First Bank and Trust Company Mortagage Refinance Loan

Unaffiliated

in Mortgage Refinance from First Bank & Trust Company

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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First Bank and Trust Company Mortagage Refinance Loan Review

First Bank and Trust Company Mortagage Refinance Loan is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Mortagage Refinance Loan is available in 2 states across the USA.

Key Takeaways
  • Only offers one mortgage pogram. First Bank and Trust Company Mortagage Refinance Loan only refinances
  • Financing for single-family and multi-family properties. However, First Bank & Trust Company does not offer financing for manufactured homes.
  • Standard interest rates types. First Bank and Trust Company Mortagage Refinance Loan offers adjustable-rate mortgages and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Bank and Trust Company Mortagage Refinance Loan.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Bank and Trust Company Mortagage Refinance Loan.
First Bank and Trust Company Mortagage Refinance Loan Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for both single and multi-family homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 2 states.
First Bank and Trust Company Mortagage Refinance Loan FAQ

Does First Bank and Trust Company Mortagage Refinance Loan charge a mortgage origination fee?

Yes, First Bank and Trust Company Mortagage Refinance Loan will charge a loan origination fee.

What mortgage programs does First Bank and Trust Company Mortagage Refinance Loan offer?

First Bank and Trust Company Mortagage Refinance Loan offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does First Bank and Trust Company Mortagage Refinance Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Bank and Trust Company Mortagage Refinance Loan allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 1:00pm

Other Services by First Bank & Trust Company

Availability

  Available in 2 states
  • Tennessee
  • Virginia

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs N/A

First Bank and Trust Company Mortagage Refinance Loan Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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