SuperMoney
Explore
Compare Rates

Compare All Mortgage Refinance

Filter & compare all your options in one place.

View All Mortgage Refinance
x No thanks, not right now
Advertiser Disclosure
  First Bank and Trust Company Mortagage Refinance Loan

First Bank and Trust Company Mortagage Refinance Loan

in Mortgage Refinance from First Bank & Trust Company

Unaffiliated

First Bank and Trust Company Mortagage Refinance Loan

Unaffiliated

in Mortgage Refinance from First Bank & Trust Company

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
Browse Reviews: 1 Recommendations | 0 Complaints
Cast your vote

Would you recommend First Bank and Trust Company Mortagage Refinance Loan to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Community Rating

Rating not yet determined  
Loan Amount N/A
Loan Term (Years) N/A

First Bank and Trust Company Mortagage Refinance Loan Review

First Bank and Trust Company Mortagage Refinance Loan is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Mortagage Refinance Loan is available in 2 states across the USA.

Key Takeaways
  • Only offers one mortgage pogram. First Bank and Trust Company Mortagage Refinance Loan only refinances
  • Financing for single-family and multi-family properties. However, First Bank & Trust Company does not offer financing for manufactured homes.
  • Standard interest rates types. First Bank and Trust Company Mortagage Refinance Loan offers adjustable-rate mortgages and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Bank and Trust Company Mortagage Refinance Loan.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Bank and Trust Company Mortagage Refinance Loan.
First Bank and Trust Company Mortagage Refinance Loan Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for both single and multi-family homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 2 states.
First Bank and Trust Company Mortagage Refinance Loan FAQ

Does First Bank and Trust Company Mortagage Refinance Loan charge a mortgage origination fee?

Yes, First Bank and Trust Company Mortagage Refinance Loan will charge a loan origination fee.

What mortgage programs does First Bank and Trust Company Mortagage Refinance Loan offer?

First Bank and Trust Company Mortagage Refinance Loan offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does First Bank and Trust Company Mortagage Refinance Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Bank and Trust Company Mortagage Refinance Loan allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 1:00pm

Other Services by First Bank & Trust Company

Icon for Loans Loans

Auto Loans

Be the first to rate

Personal Loans

Be the first to rate
Icon for Banking Banking

CD Accounts

Be the first to rate

Checking Accounts

3 Products

Be the first to rate

Money Market Accounts

Be the first to rate
Icon for Mortgage Mortgage

Home Purchase Mortgages

Be the first to rate

Availability

  Available in 2 states
  • Tennessee
  • Virginia

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs N/A

First Bank and Trust Company Mortagage Refinance Loan Community Reviews

 

Would you recommend First Bank and Trust Company Mortagage Refinance Loan to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Mortgage Refinance

Strongly recommended

39 Reviews

Strongly recommended

33 Reviews

Strongly recommended

36 Reviews

View All
Browse Mortgage Refinance Lenders
SuperMoney
Goals
Partner with us
SuperMoney
Goals
Partner with us
Go to homepage

NMLS Consumer Access ID #1520999

Copyright 2021 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.