Last Updated: 04/18/2025
First Bank and Trust Company Mortagage Refinance Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Credit Score Range
650 - 840
Amount Range
N/A
Loan Term (Years)
N/A
First Bank and Trust Company Mortagage Refinance Loan Review
First Bank and Trust Company Mortagage Refinance Loan is offered by First Bank & Trust Company , a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Mortagage Refinance Loan are available in 2 states.
Key Takeaways
- Financing for single-family and multi-family properties. However, First Bank & Trust Company does not offer financing for manufactured homes.
- Standard interest rates types. First Bank and Trust Company Mortagage Refinance Loan offers adjustable-rate mortgages and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Bank and Trust Company Mortagage Refinance Loan.
First Bank and Trust Company Mortagage Refinance Loan Pros & Cons
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First Bank and Trust Company Mortagage Refinance Loan FAQ
How long does First Bank and Trust Company Mortagage Refinance Loan take to refinance?
First Bank and Trust Company Mortagage Refinance Loan does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does First Bank and Trust Company Mortagage Refinance Loan charge a mortgage origination fee?
Yes, First Bank and Trust Company Mortagage Refinance Loan will charge a loan origination fee .
What mortgage programs does First Bank and Trust Company Mortagage Refinance Loan offer?
First Bank and Trust Company Mortagage Refinance Loan offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
What property usage types does First Bank and Trust Company Mortagage Refinance Loan allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Bank and Trust Company Mortagage Refinance Loan allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 1:00PM