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  First Bank and Trust Company Mortagage Refinance Loan
First Bank and Trust Company Mortagage Refinance Loan
in Mortgage Refinance from First Bank & Trust Company
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First Bank and Trust Company Mortagage Refinance Loan

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in Mortgage Refinance from First Bank & Trust Company
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users are unsure
0 users don't recommend
Browse Reviews: 1 Recommendations | 0 Complaints
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First Bank and Trust Company Mortagage Refinance Loan Review

First Bank and Trust Company Mortagage Refinance Loan is offered by First Bank & Trust Company, founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Mortagage Refinance Loan is available in 2 states across the USA.

Key Takeaways
  • Only offers one mortgage program. First Bank and Trust Company Mortagage Refinance Loan only refinances
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. First Bank and Trust Company Mortagage Refinance Loan offers and fixed-rate mortgages.
  • Only primary residences considered. First Bank and Trust Company Mortagage Refinance Loan does not offer refinancing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Bank and Trust Company Mortagage Refinance Loan.
First Bank and Trust Company Mortagage Refinance Loan Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 2 states.
First Bank and Trust Company Mortagage Refinance Loan FAQ

How long does First Bank and Trust Company Mortagage Refinance Loan take to refinance?

First Bank and Trust Company Mortagage Refinance Loan does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does First Bank and Trust Company Mortagage Refinance Loan charge a mortgage origination fee?

Yes, First Bank and Trust Company Mortagage Refinance Loan will charge a loan origination fee.

What mortgage programs does First Bank and Trust Company Mortagage Refinance Loan offer?

First Bank and Trust Company Mortagage Refinance Loan offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does First Bank and Trust Company Mortagage Refinance Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Bank and Trust Company Mortagage Refinance Loan allows the following property usage types: 

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 1:00pm

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Availability

  Available in 2 states
  • Tennessee
  • Virginia

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Primary Home
  • Secondary Home
  • Investment
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Single Family Home
  • Townhome
  • Multi-Family Home
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs N/A

First Bank and Trust Company Mortagage Refinance Loan Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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