First Security Bank Mortgage Refinance

First Security Bank Mortgage Refinance Review

First Security Bank Mortgage Refinance is offered by First Security Bank, a bank founded in 1932 and based in Searcy, AR. First Security Bank Mortgage Refinance are available in 1 state across the USA.

Key Takeaways

• Only two mortgage programs offered. First Security Bank Mortgage Refinance refinances FHA and conventional mortgages.
• Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
• Standard interest rates types. First Security Bank Mortgage Refinance only offers fixed-rate mortgages.
• Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
• Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Security Bank Mortgage Refinance.

First Security Bank Mortgage Refinance Pros & Cons

Pros	Cons
Considers applicants with fair credit. Offers financing for single family, multi-family, and manufactured homes.	Charges an origination fee. Charges prepayment fees. Only available in 1 state.

First Security Bank Mortgage Refinance FAQ

How long does First Security Bank Mortgage Refinance take to refinance?

First Security Bank Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does First Security Bank Mortgage Refinance charge a mortgage origination fee?

Yes, First Security Bank Mortgage Refinance will charge a loan origination fee.