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First Security Bank Mortgage Refinance

in Mortgage Refinance from First Security Bank

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First Security Bank Mortgage Refinance

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in Mortgage Refinance from First Security Bank

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First Security Bank Mortgage Refinance Review

First Security Bank Mortgage Refinance is offered by First Security Bank, a bank founded in 1932 and based in Searcy, AR. First Security Bank Mortgage Refinance is available in 1 state across the USA.

Key Takeaways
  • Only two mortgage programs offered. First Security Bank Mortgage Refinance refinances FHA and conventional mortgages.
  • Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
  • Standard interest rates types. First Security Bank Mortgage Refinance only offers fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Security Bank Mortgage Refinance.
First Security Bank Mortgage Refinance Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for single family, multi-family, and manufactured homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.
First Security Bank Mortgage Refinance FAQ

Does First Security Bank Mortgage Refinance charge a mortgage origination fee?

Yes, First Security Bank Mortgage Refinance will charge a loan origination fee.

What mortgage programs does First Security Bank Mortgage Refinance offer?

First Security Bank Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does First Security Bank Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Security Bank Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Availability

  Available in 1 state
Arkansas
Availabile in all of Arkansas

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Interest Rate Types Offered Fixed-Rate Mortgage
Mortgage Programs
  • FHA

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