Last Updated: 04/18/2025
First Security Bank Mortgage Refinance
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Last Updated: 04/18/2025
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First Security Bank Mortgage Refinance Review
Key Takeaways
- Only offers one mortgage program. First Security Bank Mortgage Refinance only refinances FHA mortgages.
- Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
- Standard interest rates types. First Security Bank Mortgage Refinance only offers fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for First Security Bank Mortgage Refinance.
First Security Bank Mortgage Refinance Pros & Cons
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First Security Bank Mortgage Refinance FAQ
How long does First Security Bank Mortgage Refinance take to refinance?
First Security Bank Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does First Security Bank Mortgage Refinance charge a mortgage origination fee?
What mortgage programs does First Security Bank Mortgage Refinance offer?
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does First Security Bank Mortgage Refinance allow?
- Primary home
- Secondary homes and vacation properties
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